Where can I learn about retirement plans?

My fiance and I are interested in starting to save for our retirement. But we know next to nothing about things like 401Ks and IRAs. In fact, it’s not too far off to suggest that the names of those two plans are about as much as we know. Can anyone point me in the direction of a good source we could use to learn what we need to know about retirement savings plans?

You can only join a 401K plan if your employer sponsors one. And if they do, there is most likely a Web site or at least an enrollment package (provided by your recordkeeper) that can give you lots of good info. Not just about your own plan but 401Ks in general.

www.motleyfool.com has everything most people need to know.

www.vanguard.com has a good tutorial.

www.bobbrinker.com is run by the “Money Talk” host on weekend ABC Radio.

You might even go to his recommended reading list and see the books listed. You don’t have to buy any, just make a short list to check out of the library.

In the meantime, if your employer offers a 401(1)K with a match, most every adviser I’ve read says you should at least put in enough to capture that match. It’s free money, after all.