(I added the quote within the quote, 'cause I don’t know how to quote the quote within the quote. Sorry.)
Of course this is horrendous and unconscionable.
It’s also a smart business move. Victims of domestic violence who are injured and need hospital care are more than likely going to visit the ER again and again, and, while I’m sure there’s a poster or two here who will argue that they deserve what they get, most of us understand that there are reasons that these victims end up in these relationships and have a hard time getting out. I don’t doubt that if you run the statistics (as no doubt the decision-makers of private health insurance companies do), you’ll see that the chances that a domestic violence victim will suffer future injuries requiring hospitalization are good.
See, I think it’s really important to deal with reality. Corporations have shown that they are not in themselves entities with morality or compassion. And, generally speaking large corporations or big businesses do not grow bigger and more profitable by hiring executives with a sense of community or caring for the customers these businesses serve. That is simply not the nature of the beast.
If a company is not a non-profit company, then it is by definition a for-profit company. We have seen clearly (through the WallStreet fiasco) that executives are being compensated with outrageous amounts of money for showing profits, and not for the service to customers, the community, and our country. (Whether they are operating in the long-term interest of their companies or not is irrelevant… what matters is turning a profit today.)
This is reality. The executives within these companies who hold authority over how the company is run are not going to wake up tomorrow and decide to “do the right thing” because for them, “the right thing” is showing a profit. The formulas these companies use to determine who to cover and who not to cover and what to charge the people they cover do not include the factors of compassion or morality. The formulas are based on numbers, on facts. To expect this to change without any kind of intervention is fantasy, and to get mad at businesses for making good business decisions is kinda silly. As I always say, Maia’s Well be angry at the rain.
We expect our government to maintain a military to protect us from foreign powers. We expect our local governments to maintain a police force and firefighters to protect us and our property, because as individuals we are not able to adequately protect ourselves and have any kind of freedom.
Why then, is it so unthinkable that we agreed to pool our resources as best we can through our government to provide a service that is a literally a matter of life and death? Or at least provide regulations against behaviors that cost many consumers so much, whether in assets or their very lives? As I’ve said before, the free market can provide basic goods and services to some degree, if the market is open enough to that companies can truly compete with one another. However, the complexity of private health insurance along with the system that ties most people’s insurance to their jobs does not support competition. The average American consumer simply doesn’t have a choice, and even for the rare individual who can afford private health insurance and has no history of anything that could be called a pre-existing condition, buying a healthcare policy is still a crapshoot. There’s no real guarantee that you will always be covered or that your premiums will always be affordable.
I’ve always been politically and financially conservative at heart. I like the idea of free market whenever possible, but what we have now is not even free market. What we have now is “survival of the fittest,” and I would hope us humans have evolved into a species that *chooses *to protect the weaker. (Ironic that so many fundamentalists support evolution a market that reflects an evolutionary function.:p)
So, this is the kind of thing I write when I write to members of Congress. Which I do, frequently. (see how I circled back to the OP? Clever girl, huh.)![]()