Whither Obamacare in 2014

[UltraVires]

@BobLibDem

It sounds like what you had wasn’t ACA-compliant and the new plan is. So you’re paying more to get more.

Didn’t we do this to death in the other threads? As a 38 year old healthy male, if my premium increases because the new ACA compliant plan offers maternity care, free mammograms and contraception, and no denials for pre-existing conditions, then I have received absolutely nothing in the form of increased benefits for my higher premiums.

Can we at least be honest and say that “you’re paying more so that others can get more”?

[Really_Not_All_That_Bright]

You won’t always be a 38-year-old healthy male. Well, except that last part, presumably.

[yorick73]

@Really_Not_All_That_Bright

The current rates are based on worst-case scenarios, which is why some of them are high. Once it’s been established that those scenarios will not be the norm, they’ll naturally come down.

@yorick73

Do you have some kind of cite for the worst-case scenario claim? My understanding is the rates were set assuming around 7 million people would be signed up and that a significant number of young, healthy people would sign up due to individual plans being cancelled as well as the penalty. ISTM that the President has unilaterally taken a lot of the teeth out of his own law in such a way that will result in rate hikes.
(I see** Kantian** was banned for asking you for a cite so I pray the same fate does not await me :D)

I realize you probably lost track of this thread but I’m still waiting for that cite.

[Count_Blucher]

I think that Obamacare will stand in 2014. Republicans would have been stronger, but they failed to ban fluoridated water first…

[elfkin477]

@Really_Not_All_That_Bright

You won’t always be a 38-year-old healthy male. Well, except that last part, presumably.

And when he’s not a healthy 38-year-old they’re allowed to charge him 3x as much as they do now. So…?

[yorick73]

@yorick73

I realize you probably lost track of this thread but I’m still waiting for that cite.

Since RNATB has not responded can anyone point me to any cite that explains how insurance companies on the exchanges calculated their rates. RNATB claimed that they used the worst-case scenario to calculate their rates but this does not seem correct. If that were the case then, by definition, rates would not increase due to the pool being composed of only sick people.