Got my driver’s license in 1964. Never had an at-fault accident; only two other incidents.
My car got hit while parked on a residential street in 1985 (brand new Honda I had about two weeks). Found a note on my windshield “Sorry. I hit your car.” Note had a phone number and license plate number. His insurance covered all costs.
Got side-swiped last year when a guy came around a turn at an intersection too wide. I was approaching a stop sign, saw it coming, and managed to stop before he hit me. He drove on. A cop car was directly behind me; cop flipped on his lights and pulled a U-turn – caught the guy in the next parking lot. Owner’s (his) insurance covered all costs.