I was just about to post something about this in the Pit. A lady took her eyes off the road and smacked into the truck behind me while we were all (all except for her) stopped at a light, doing a lot of damage to that guy’s truck and shoving it into mine. Happened in broad daylight with a CHP motorcycle officer in the lane next to us, he saw everything that happened. The lady admitted what had happened and was very sorry.
Now, three months later, after tons of paperwork and an enormous amount of hassle with her insurance company, I get a check to handle the minor medical expenses (I had to go to the ER to get my neck x-rayed and have a doctor check me out). Along with the check is a sheet I’m supposed to sign, stating that “I understand and agree that this settlement is the compromise of a doubtful and disputed claim, and that this payment is not to be construed as an admission of liability on the part of [guilty driver], who expressly denies liability”.
What the hell? She did something dumb and crashed into stopped traffic, right in front of a cop. She admitted it was her fault. If they’d just sent me the damn check and said “This absolves us of any further liability” I would be happy to get this all over with, but that extra bit of paperwork comes across as a gigantic “Screw You”. It’s like they asked me to sign something saying “Valgard agrees that he is a poopyhead”. From my perspective this isn’t about wanting to sue her or the like (because I don’t) - if she and her insurance company just said “It was an accident, we’re terribly sorry, we’re taking care of the hospital bill and the repairs” I’d be fine. But that extra bit of paperwork is just slimy.