I’m not quite sure whether anu was talking to me or Manda, but my thoughts:
[QUOTE=anu-la1979]
I have no idea what you just said. Why should an employer be forced to take on the cost of insuring a spouse with a chronic illness or paying out the costs of a sudden catastrophic issue when they aren’t reasonably certain that the two parties aren’t colluding in order to pass the costs off on to the employer?
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Who’s forcing an employer to do this? If I understand correctly, Wal Mart never hires full-time help (management excepted), so they’re not required to provide health insurance for them at all. The full-time managers, yes, health insurance but I’m guessing if they could have part-time managers, they might get around it entirely. And then there’s the question of “how good” the insurance offered is.
People who have worked at Target might tell you their health insurance is MUCH better (I really wouldn’t know), so maybe Target uses that to bet better managers as surely as someone would rather earn $12/hour than $10/hour.
Also, as posted by Eva, the employer chooses the rules. Maybe it’s a six-month waiting period; maybe it’s a health exam. But it’s the company’s choice to make these accomodations.
[QUOTE=anu-la1979]
Marriage, when it’s available, is an easy yardstick to measure that because getting out of it is pretty difficult. You can be reasonably certain that it’s family, not some random person they’ve tagged on because they can.
FTR: this is exactly why I’m a strong supporter of gay marriage and I agree that domestic partnership allowances should be made for gay couples. I have a pretty big problem with them being extended to heterosexual couples, who have the option of marriage open to them.
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True, but marriage isn’t for everybody and the company can qualify what they think is acceptable or not as part of the job offer. The other side of the coin, I think, is that some people are getting married because they need health insurance.