One thing to remember about going to a bigger college where the tuition seems extremely high is that your financial aid is determined by the price of the school and what your family is able to pay.
I can tell you from personal experience that going to a large, well-reknowned school for your choice of program on a tiny wallet is possible, because I did it. I went from being a big fish in a very little pond to being a scholarship big fish in an enormous pond, and it wsn’t that difficult. The most important thing to do is get accepted to the school and file your FAFSA.
When I applied to Pitt, tuition room and board was running $10K plus for one year, and at the same time I was also applying to a private university at which tuition alone was $20K per year. I filled out and filed my FAFSA, which took income information from me and my parents and figured out that our out of pocket contribuition to both of those schools would be $2,500 per year, and that I would borrow another $2,500 for the first year in the form of a subsidized (government pays your interest as long as you’re a full time student) Stafford Loan.
I went to a very tiny (400 students) no-name high school where an IB was not an option and AP was virtually non-existent, so I never thought that I could compete for scholarship money with students who had more advantages than I did in their high school educations. Damn was I wrong.
I applied to Pitt, Penn State, Washington and Jefferson and just for shits and giggles, Harvard. I got accepted at all of my choices, and offered scholarship money from all but Harvard. I narrowed the selection down to Pitt and Washington and Jefferson because I wanted a school that was more in a city setting, and scholarships were important to me. So there I was, this kid from a coal patch in Pennsylvania, having been offered W&J’s Presidential scholarship (full tuition) and getting $4K a year from Pitt as a nominee for a Chancellor’s scholarship which put me in the running for a full ride academic scholarship. It blew my mind that a kid who came from schools that couldn’t afford up to date books, schools that didn’t have enough supplies to let everyone use a microscope in advanced biology, schools that didn’t offer four years of any foreign language but Spanish, schools where the math department consisted of one teacher, could compete with 30,000 people some of whom came from the best high schools in the country.
It can be done, NinjaChick, so please don’t think that there’s no way you’d get financial aid at a big school with a well-known name. If you want to go, do it. If you want a ‘name school’, don’t settle for somewhere you won’t be happy. The financial aid department exists to help you figure out how to fund it all.
Best advice I can give you is to apply where you think you’d like to go, now, and talk to their financial aid. Things may be more possible than they seem.