First sentence: I disagree. Using a personal example, I love owning books. Owning a pet makes me happier than I would otherwise be (IMO). I appreciate being able to buy birth control so my chances of contracting an unwanted pregnancy are lessened. I am healthier than I would be without health insurance. If my income were at the absolute minimum required to keep me alive, I can’t believe that I would be just as happy, or healthy, or comfortable as I am now. If I had to work two or three jobs to support my lifestyle, I wouldn’t have the emotional energy, or the time, to pursue things I enjoy and/or would find fulfilling if I had them as work, like writing fiction or playing on the internet.
I don’t believe that enjoying one’s job and working hard will, by nature, cause money to fly into one’s bank account. Other things are required like good luck and good connections.
Second sentence: I agree, somewhat. But a person with $1 in reserve now will possibly be in the very dubious care of their local government once they retire, or will not be able to retire until they cannot physically work anymore–while those with $1,000,000 in reserve now, will possibly be summering in their second home on the Maine coast.
Now tangentially wondering to what degree the current crappy corporate culture (CCCC) that discourages those who might otherwise be putting in an honest, or even innovative day at work, ensures high incomes for consultants. Once the revolution comes (when/if the CCCC en masse realizes that helping its own employees to put in an honest, or even innovative day at work is more cost-effective than hiring a consultant), they’ll have to find work that isn’t an income-inflated temp job, I guess. In the meantime I can keep workin’ on my novel–with the understanding that success as a writer entails a very similar good luck, good connections, and effort (and sometimes even talent) to that of anyone else successful in their work.
(How’s that for a first post)