It needs to register when people change lanes or turn without signaling, so it can double their insurance.
Nope. I drive a Ford Mustang, I do speed (though not egregiously so, but 5-10mph over the limit on the highway), almost all of my driving is during what they define as “medium risk” periods.
That said, I used to have one of the big auto insurance companies as a client, and I know a lot about Snapshot and similar services. I guarantee you that every major auto insurer will be using something similar within the next 5 years, and will be pressuring current policyholders to use them.
(Dammit! I made almost the exact same post in this thread last year! 
)
I would need to modify my driveway entry method to reduce the hard braking, though I usually don’t need to brake but get up a steep hill that slows me down, which I would assume would go over that limit.