My brother-in-law went to the dermatologist because of a skin condition. The doctor diagnosed the condition and said that there was a small chance that the skin condition resulted from Hepatitis C so he would need to get a blood test for Hepatitis C.
My brother-in-law has lived a pretty clean life so he didn’t think it was likely he had Hepatitis C, but he went along with it and allowed a blood sample to be taken. He was called a couple days later by the doctor’s assistant and told that the test was negative. (Since then, we have confirmed from internet research that the guy’s skin condition is indeed sometimes a symptom of Hepatitis C.)
Later, he got a letter from his insurance company indicating that his blood had been given 5 different tests - 2 for Hepatitis A, 2 for Hepatitis B, and 1 for Hepatitis C. The tests were apparently about $100 each for a total of $500.
To make matters worse, the insurance company’s letter indicated that it was denying coverage for all the tests, even the hepatitis C test, because he did not fall into any high risk categories for hepatitis.
Needless to say, this guy feels shafted since he was never told he was going to have to pay extra for these tests. Besides which, it seems 4 out of 5 really were unnecessary. But either way, he feels he shouldn’t have to pay. Either the tests were necessary, in which case insurance should cover them, or they were unnecessary, in which case the doctor should eat them.
Any advice on what this guy should do? He doesn’t want to alienate the doctor.