We’re having some Insurance guy/gal come by to tell about the wonders (cures acne and baldness!) of COlonial Life Supplemental Insurance. I took a look through their materials and it honestly looked like medium-cost low-efficiency (i.e., poor payout) insurance interesting mostly for the fact that they ask few questions.
Anyone have experience with this service? I don’t think I need it (healthy 27-y.o. male, already have good health insurance). Maybe in some years I might use their more specialized insurance schemes, but I don’t see the need for, say, extra accident or cancer insurance right now.