Credit Card expiration: Do you get that month?

Factual Questions
1

If the expiration date of credit card is July of 2006, does it expire on July 1st or August 1st?

2

[QUOTE=gitfiddle]
If the expiration date of credit card is July of 2006, does it expire on July 1st or August 1st?
[/QUOTE]

I would go for July 31st. On August 1st it has already expired.

3

Yep.

4

I would say it’s usually a moot point, since credit card companies usually send renewal cards way in advance of the expiration date. If you aren’t renewing, it might be important, but if they aren’t renewing, I would think they would yank the card as soon as they decided not to renew you.

5

Not a moot point in my experience. I normally get a new card about 2 weeks before the old one expires. i.e., in the middle of the expirey month.

6

[QUOTE=gitfiddle]
If the expiration date of credit card is July of 2006, does it expire on July 1st or August 1st?
[/QUOTE]
You should receive a new card with a new expiration date by mid July.
You have to call a number on a sticker on the new card to activate the new expiration date.
The cut up the OLD card to destroy the mag-strip, embossed numbers etc.
Even to the point of putting a few pieces in a defferent trash bag till they are gone. Just in cases of paranoia. :rolleyes:

7

The problem is, actually, it’s my girlfriend’s card. She’s been living abroad for two years, and her card expires in 07/06 and she’s returning home in mid-07/06. So it looks like her new card (if things are done the same in Taiwan) will be arriving about the same time that she gets home.

8

[QUOTE=gitfiddle]
The problem is, actually, it’s my girlfriend’s card. She’s been living abroad for two years, and her card expires in 07/06 and she’s returning home in mid-07/06. So it looks like her new card (if things are done the same in Taiwan) will be arriving about the same time that she gets home.
[/QUOTE]

Some of my credit cards say “expires on the last day of XX/XX” or “expires XX/31/XXXX”
Yes you get the month, but sometimes you have to convince the clerk of that fact.

9

[QUOTE=Rick]
Yes you get the month, but sometimes you have to convince the clerk of that fact.
[/QUOTE]
Most clerks don’t look at this at all. Or your signature, either – most hand the card back to you while the slip for your signature is still printing, and never compare the signatures at all.

A few years ago, I was travelling a lot on business, and didn’t get to the mail with the new credit card for some time. I continued to use the old one for several weeks after it ‘expired’, with no problems at all.