My Grandfather died December 2, 2008
He had two credit cards, one being a Sears charge card. Probably around a $1,500.00 balance.
They were both notified of Grandpa’s passing on the same day. CC #1, Is sending some paperwork to fill out saying there is no estate.
Sears on the other hand is calling/ harrassing, saying she is responsible for paying.
The account isn’t even due, but has been placed in collections. Not even due yet!
Myself, I advised talking to the people who handled my bankruptcy that finalized last summer.
I think he is trustworthy to give decent advise and help my Grandmother out.
So here are the questions.
The lawyer/ attorney I told her to talk to handles bankruptcy and that is it I believe. Will they be able to help her. (They are licensed in the state she lives in.)
If not, what kind of legal help should she seek.
I am assuming criminal law would be of limited help.
I understand, but have no real confirmation that she is listed as an authorized user on both cards. What is the probability she is liable and will have to file Chapter 7.
There is no “estate” no large savings, no house, only the stuff in the apartment and the car. It is paid for. She is on retirement income, and plans to move somewhere cheaper, as she is unable to meet the rent and have money left over for small things like food. The only reason she is still there now is a friend of theirs has paid her rent through February 09.
Any reasonable advise would be appreciated, You are not my (or Grandmother’s) lawyer.
For those who want to give me links to legal stuff to read, She lives in Omaha Neb.
Thank you very much.