I’m 31 & Mrs. AG is 35, and at this point, we’ve pretty much ruled out kids. We haven’t said anything definitive to friends/family (becuase “you never know”, especially with <ahem> accidents), but psychologically, we’re pretty much there.
I think if we were to consider it later, we would definitely have second thoughts because of the health & safety issue. We’d need to want kids really bad, and I don’t see that happening.
The factors that led to this decision were pretty simple: Money, time, freedom.
Money = We’re pretty financially secure and enjoy our modest lifestyle, but a child would be an enormous financial responsibility. Right now, my wife makes a very good living, but she plans on retiring early and/or pursuing something more in the non-profit sector later. She also hasn’t found her calling like I have, but if her calling doesn’t pay much (as mine doesn’t), we still want her to be able to pursue it without becoming dependant on her current income. With a kid, this would be extremely difficult.
Time = We find we have a hard enough time finding enough leisure time to spend together, and when we do, we resent it when obligations (housework, errands) have to get in the way. With a kid? Forget it.
Freedom = Related to time. We love travel and we love going to movies. We just went on a trip to South Africa and are going to Thailand in a couple of months. Think we could manage that with a kid? Uh-uh. We’d vacation less, see less while we were there, and make compromises on what we could do. Also, as a film archivist, movies are my life. I see 3-5 movies/week on average. Think that wouldn’t change?
Ultimately, we’re very happy with our life. We understand some people need/really want kids and find a sense of fulfillment/completion with them. Good for them. All the parents we know love their kids, but are constantly exhausted, never go anywhere, and seem a little more stressed about, well, everything.
I think we’ll pass.