Drive-Thru Banking Etiquette etc

In My Humble Opinion
1

Do you count your money before you drive away while there are people in line waiting behind you? Or do you pull up a car length and count you money etc?
How many transactions are you comfortable doing with a drive-up teller while there are people waiting behind you?
Do you fill out your forms after you drive up to a teller or before?
Do you organize all you things before you drive away while there are people waiting behind you?
Do you fix your make-up before you drive-off while there someone waiting behind you?
What do you think about business account holders only lanes and do you ignore it?

This thread is inspired by the recent old person behavior threads however it’s not always old folks that raises my arggg.

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Do you count your money before you drive away while there are people in line waiting behind you? I never take cash from a drive through.
How many transactions are you comfortable doing with a drive-up teller while there are people waiting behind you? I generally only make a deposit or two.
Do you fill out your forms after you drive up to a teller or before? Before I even get there. They don’t have forms outside anymore.
Do you organize all you things before you drive away while there are people waiting behind you? Toss it on the seat and blast off.
Do you fix your make-up before you drive-off while there someone waiting behind you? N/A
What do you think about business account holders only lanes and do you ignore it? Never heard of this.

I remember when forms used to be outside, but haven’t seen them in years.

3

It seems I am always behind the person attempting to secure a mortgage throught the drive-thru window. If you have to send the tube torpedo to the teller more than once, you are doing it wrong.

4

You can always ask for forms and teller will send them to you.

Your bank doesn’t have any business account only drive-up lane? Really? This one is a bit of quandary for me: do I go to the next open teller which happens to be a business account only one or just wait in a regular lane and see someone else pull up and go to business lane (whom I suspect to be not a business account holder). I think I went to a business account only teller just once… maybe I felt spunky that they or something.

5

HAHA that’s what I’m saying… arggg people.

6

Do you count your money before you drive away while there are people in line waiting behind you? Or do you pull up a car length and count you money etc?
I pull forward, but I generally just take out $100 at a time. A quick fan of the bills and I know if I got the right amount.

How many transactions are you comfortable doing with a drive-up teller while there are people waiting behind you?
I might do one deposit and one withdrawl.

Do you fill out your forms after you drive up to a teller or before?
Forms? what forms? I am in Canada and I have never seen forms at a drive through machine.

Do you organize all you things before you drive away while there are people waiting behind you?
Nope, it all goes on the passenger seat and I drive away.

Do you fix your make-up before you drive-off while there someone waiting behind you?
Only a jackass would do that. If you do that, sorry but it’s a jerkish thing to do.

What do you think about business account holders only lanes and do you ignore it?
Never seen one.
Wait, you are saying teller. Up here we just have machines. Do you have people at windows like at fast food places?

7

Yes. We are a very conservative country. Seriously, we do have ATMs that you can now do most of the transactions but generally teller lanes out number ATM lanes so far. Perhaps we are in transition to all ATMs.

8

Huh, I don’t remember the last time I actually went to a teller. But I guess we do have totally different banking systems, so of course there will be differences.

9

I no longer use drive-throughs (except on my bike if there’s no place to go in or lock it up) for environmental reasons. But when I did:

Do you count your money before you drive away while there are people in line waiting behind you? Or do you pull up a car length and count you money etc?
-Yes to the first and no to the second. The transaction is not complete until I’ve assessed that no error has been made and I have exactly what I requested. If there is an error, the teller who made has the immediate opportunity to rectify it at minimal inconvenience.

How many transactions are you comfortable doing with a drive-up teller while there are people waiting behind you?
-Generally one uncomplicated one: depositing a check with or without cash back. I may ask for balance as well, but I don’t consider that a separate transaction.

Do you fill out your forms after you drive up to a teller or before?
-I make every effort to. If there is a line, I’m usually done by the time I get up to the window. If not, I fill it out on the spot. On my bike, I might have to remove my pack to begin the transaction. This takes a little more time.

Do you organize all you things before you drive away while there are people waiting behind you?
-Yes, wallet stays out and cash goes back in directly after counting. Wallet goes back in purse, which is open on passenger seat. On bike, everything goes back in the bag (backpack or pannier) and the bag goes on my back, out of necessity.

Do you fix your make-up before you drive-off while there someone waiting behind you?
-Hell no. Who would do that?

What do you think about business account holders only lanes and do you ignore it?
-Never seen one, but if I did, I would probably avoid it unless prompted by the teller.

I don’t like ATMs (I’ve been burned by them) and don’t use them all that often. The newer ones are so much better though and I’m starting to use them more. But I appreciate interacting with people.

Also, I’d much rather people get their shit together before driving off and doing it while moving. Queues are part of life. Learn to budget your time if they don’t work for you.

10

Believe me.

11

Automatic deposit and ATMs. I can’t remember the last time I saw a teller.

12
  • Do you count your money before you drive away while there are people in line waiting behind you? Or do you pull up a car length and count you money etc?

I usually use the drive-up ATM for cash and it only dispenses 20s. So, yes, I’ll take a second to count it. If there’s a discrepancy, I’ll park and go inside the bank.

  • How many transactions are you comfortable doing with a drive-up teller while there are people waiting behind you?

I usually only do one transaction. I have direct deposit and pay my bills online, so I’ll only go to the bank if I need to physically deposit a check. I’m considering switching to Chase Bank as they have an iPhone app that lets you take a picture of the check and they will credit it to your account.

  • Do you fill out your forms after you drive up to a teller or before?

Before.

  • Do you organize all you things before you drive away while there are people waiting behind you?

No, I’ll pull ahead into a parking space and organize my things.

  • Do you fix your make-up before you drive-off while there someone waiting behind you?

Doesn’t apply to me.

  • What do you think about business account holders only lanes and do you ignore it?

My bank doesn’t have business account lanes.

13

I count my money before I move. This applies whether I’m in a drive through anything, or at a counter. I count fairly quickly, and it takes me no more than a couple of seconds. Generally, I use the drive through ATM, and I’m the only car doing so.

If I go to a teller drive up window, the credit union asks that we don’t do more than three transactions at a time. If there’s nobody behind me, though, and I really, really needed to do more transactions, I’m sure the teller would let me. If I had more than three transactions to do, I’d probably park and go inside, though.

If I have the forms to fill out, yes, I fill them out as soon as possible, and I don’t do it in front of a teller if I can help it. I usually have to ask for forms, though.

After I’ve counted my money, I hold onto everything while I pull up a space. Then I put everything up in its proper place before I drive off.

I don’t wear makeup. Yes, I’m female. As a general rule, I don’t wear makeup, and even if I am wearing it, I usually don’t need to touch it up.

When I had to do the bank drops and withdrawals, I certainly appreciated the business accounts only lanes, so I avoid them now that I don’t need them. Unless the teller waves me over.

14

Don’t pee into the tube.

15

Moved to IMHO from the BBQ Pit.

16

  • I count my money before pulling away, and tellers at my credit union don’t end the transaction without confirming that you have received the money you requested. (And there’s a camera pointed toward you, so you can’t really sleight-of-hand a $20 or anything.)

  • I do no more than a “deposit with cash back” transaction. I feel that counts as one transaction. I wouldn’t do “deposit this amount here and that amount there and give me money from a third place” or something but “put this $519 in checks into my account and give me $50 in bills” is fine. Cash back from a deposit is considered one transaction at my credit union and the drive-thru has a “two transactions per vehicle” limit.

  • My credit union doesn’t require deposit slips but when you grab the tube, there’s a little form already in it, you fill in your account number, security number, and a summary of your transaction. I fill it out as quickly as possible.

  • I put my cash and/or receipt in my wallet and my wallet in my bag before pulling out of the spot. I have my wallet open and waiting so it takes less than ten seconds to do so.

  • I do not do my makeup before driving off, but I might apply lip balm or check my hair while I wait for the teller to do whatever it is they do.

  • My credit union’s main branch has five drive-thru lanes and one that’s the only lane business accounts can use between 4 and 6 pm, but personal account holders can use it if they want to. It’s typically the slowest moving line, and it is nice to not have to wait behind the person who’s doing a deposit of several thousand in cash plus dozens of checks, all of which have to be counted, verified, etc. They have a “business accounts must use” window inside, with a separate line-up area, as well.