Ex-roommates won't pay this bill, do I have any recourse?

I moved out of my old apartment at the end of May. Before I left, I was going to cancel our internet service (which was in my name) but the two guys I was living with wanted to take over the account, so I called the ISP. They said they would take my name off and send out some contracts for my roommates to sign; that’s the last I heard about the account before I moved out.

Flash forward to today: I got a call from the ISP saying there’s a past due balance of $120. They never got the paperwork back from my ex-roommates, and they don’t have a record of whether it was even sent out. The ISP contacted my ex-roommates, who are unwilling to pay the balance, although they did send back the equipment.

Now the ISP wants me to pay the $120 or the account is going to collections on Friday. They say I’m legally responsible because I’m the only one who has signed a contract with them, even though I made it clear in May that I didn’t want the account anymore, and even though the ISP’s records show that my ex-roommates have been calling in for tech support for the past month and I haven’t had any contact with the ISP.

Do I have a leg to stand on if I want to dispute the bill?
Can I keep this from affecting my credit while it’s under dispute?

Pay it and take the ex-roomate jerks to small claims court with whatever evidence you have. Judges see this kind of dispute often, and I suspect the judgement will be mostly in your favor (most judges in small claims court are unwilling, god knows why, to award full judgements)

Send the internet company IN WRITING that you called them on such and such a date requesting that the service in YOUR name be cancelled.

Don’t pay the bill. You don’t have to. You asked it to be cancelled (more or less). And it really wont matter if the bill goes to collections. A $120 internet bill isn’t going to affect your credit.

Do you own a home TriCloudWalker? If you did, you would know that in the process of requesting a mortgage it is recommended that all outstanding or negative reports to your credit report either be paid or explained. If explained, there had better be a damn good reason. Any negative entry on a credit report DOES have an effect.

You do have a point about contacting the ISP, but it appears that there is no time to negotiate via snail mail. It would be worth putting a call into somebody slightly higher up at the ISP and explaining the situation.

It might. Once I was a week late in making the final payment on a $20 a month account. Crossed in the mail was the 2nd request plus a $10 late fee. Next month I got a $10 late fee on the $10 late fee etc. until I owed $50 and they turned it over to a collection agency. A decade later this was still haunting my credit rating.

After 7 years it goes off your credit rating. How can it affect you a decade later?

Judge Judy might wanna hear from you. and we’ll get to see you on national tv. yay.

I know this doesn’t have anything to do with your situation, but my roommate and I had the same problem… only I had to pay for a whole month’s rent when I couldn’t even be there. We had a little miscommunication!

Well lemme play Devil’s Advocate…

I know that Time Warner insists that you bring the modem back to them before they will stop billing you. That being said, the account was in your name and you didn’t return the equipment, they still had the right to bill you because it was your responsibility to make sure those clowns either took over the account - so they were in charge of the equipment - or that you took the equipment back.

That’s kind of how it goes with all utility bills. The only thing with this is that your ex roommates could care less if they turned the internet service off. They woulda cared more if it was the gas or something.

Good luck, though. I would just pay the bill to get your credit straightened out, and then try to get those guys to at least pay some.

maybe right after Bucky v. The Ferret!

:smiley:

Wow, a Get Fuzzy reference. Pretty obscure.

Marxxx, is there a requirement that it goes off after 7 years? Do all three U.S. credit companies do that?

As a slight hijack, if you contest something that’s been ‘written off as bad debt’ on your credit report, can they un-write it off and send it to collection or something evil like that?

I don’t know if you can do much legally. Do you have any proof that you contacted the ISP and asked them to take your name off the records? Do you have the name of the person you talked to? Times/dates that you called? Anything will help at this point, but you may still end up being stuck with the bill. Call the ISP and talk to the highest person in command you can. I’ve disputed bills three times, and I’ve defeated bank late charges, American Airlines and AT&T. The secret is to bypass the low-level customer service people and bitch, bitch, bitch. But bitch in a professional way. I was once promised compensation for lost luggage with American Airlines, but due to a number of muck-ups on their part, never got it and then my name mysteriously disappeared from their computers and there was no record of me being entitled any compensation. Did this stop me? No. I found the name of the vice-president of operations, wrote him personally, enclosed a copy of the letter to the proper customer service department. The VP contacted me directly by e-mail, apologized, refunded the money promised and gave me two free tickets. I had no proof of anything. Just my word and all the supporting documentation I could find, which didn’t amount to anything promising me in writing money. But I wrote who I talked to, when, and the exact sequence of events that prevented me from getting my money. A few months later I myseteriously received ANOTHER check for the amount owed to me.

With AT&T, I had no leg to stand on. I got a bill for $300 in int’l calls that I made. When my roommate moved out and switched the phone to my name, I forgot to request that the int’l calling plan be preserved on the new account. Or something like that. The cost savings were the difference in paying $1.35/min to $0.25 a minute! The customer service person couldn’t help me, said she couldn’t backdate the bill. I said “bullshit, I’ve had 'em backdated before,” she said “No, I can only put you on this plan now.” I said “Well then, let me speak to somebody who has the power to do something.” Five minutes later, my bill was reduced to $75.

Bank One, same thing. I got charged over $100 in late fees because I didn’t get my mail. Customer service did nothing for me. I finally asked to talk to some high-level employee (it helped that his name was given to me by a friend). Late charges, erased.

I’d advise you to try to do the same thing. Don’t talk to the highest person in charge, but somebody just below. Explain the situation clearly and fairly, and with luck he or she may be able to help you. Explain your position as a loyal customer, threaten never using their ISP again if need be (in as friendly a manner as possible, like “I’m sorry, but I’ve acted in good faith, and if we can’t resolve this situation, then I cannot be expected to use your services in the future.” Ya know, that spiel.)

I’ve found that big companies do try to be helpful to their customers, as long as you talk to the right people. Just make sure that $120 doesn’t go to collections.

Interestingly enough, after a conversation yesterday morning with the ISP about payment arrangements, I discovered last night that they had already charged the $120 to my Visa card.

I called them and surprisingly someone was there at 10 PM; they said it was their mistake and it would be credited back today. Still hasn’t happened yet.

If something is still on your credit after 7 years, fight it. I had a mistake on mine and it still took three years to get rid of it.

The credit (Equifax for example) companies are universally known as being slow to make changes and constantly make errors.

It took many, many phone calls, but it’s finally gone. I still check once in a while, to make sure.