Last Friday my wife calls me at the shop. "Why the hell is there a brand new CIBC Aerogold charge account checkbook on your desk? "
“I don’t know what you are talking about dear”
Then I remembered that I did receive a checkbook in the mail, but not paying much attention I assumed it was a regular chequing account check book from my own bank, and explained that to her, and that it probably was some promotion like we seem to get once every week in the mail
“But it says here that you requested it”
“Okay, I’ll look into it tonight. We’ll call them and straighten this thing out, and you can listen in”
Two years ago we ripped up all our charge cards and vowed never again. We do have one for cases where it is virtually required and pay it up every month. Best decision we ever made. Naturally my wife is worried that I might be reverting to bad financial habits.
It then dawned on me that this unsolicited checkbook could be the result of identity theft. I had to get to the bottom of this.
So that evening we called the CIBC otherwise known as the Canadian Imperial Bank of Commerce. A lady eventually answered the phone and identified herself as Vi. She then explained there was a mix up and that the information on an account that had been closed two years ago was still in system. “Don’t worry, it was just a little screw up”
“Fine” I said, “What was your name again ?”
“Vi”
“Vi Who?”
“just Vi”
I let it go, but it just pisses me off that people don’t want to give their last names. Why do I need to know just your first name? It does not identify you and it doesn’t allow me any opportunity to make you accountable to me . What if Vi was wrong and I end up mired in an identity theft nightmare. I want to be able to say that on January 27, 2006 I placed a call to the CIBC and Vi Whatshername told me I had nothing to worry about.
But this isn’t the first time I’ve come across anonymous corporate munchkins many of them women who won’t allow me to make them accountable for what they tell me. Why do they have to hide? Have they no pride?
Even in my business there are prospective clients who on initial contact volunteer their first name and I have to ask for their last name. I usually get it, but I can’t help notice the hesitation. I won’t do business with anyone who won’t give me their last name.
It wasn’t like this several decades ago. People used to take pride in their name and what it represented, and just giving your first name on introduction was regarded as an indication of poor upbringing.
The social fabric holds together when people take responsibility for what they say. More and more we rely on the written word in e-mail and faxes but that is not always convenient. Oh for the good ole days
I’m 55.