It’s entirely possible that the person in Ontario is not at all involved. I know someone that runs a small non-profit, which accepts donations online. They have found that credit card thieves like to use their site to verify that the credit card numbers and info they have is still valid. Make a small donation to a non-profit. If it is accepted, the card is valid, and can be sold as a verified valid card.
The more I think about this scambag the angrier I get, I got so pissed off a little while ago that I went out to the garage, grabbed my Stihl MS-180 chainsaw and went to town on a few logs that had the temerity to annoy me by existing, as I fired up the saw, and the 39cc engine screamed away, biting into the soft, yielding wood, shredding it down into nice little chips of wood, I visualized the log as certain pieces of scambag’s anatomy, the merciless chain, racing by at 65 MPH chipping out pieces of wood and throwing them clear
It was quite relaxing
Now, to boot up Left4Dead 2 and do some zombie shredding with the chainsaw…
(yes, yes, I know how this sounds, you think I’ve snapped, don’t worry, it’s nothing more than my sick sense of humour…)
Well. Go fuck yourself then. Rusty chainsaw and all.
So if it’s against the law to criticize the government, and you do it, you lose your rights? No wait, that’s different, because it’s not a crime against you. This kind of bullshit won’t fly pal.
Criminals have rights precisely because they are innocent until PROVEN guilty. You just may have the wrong man. Considering the level of incompetence you’ve faced, I commiserate with your frustration, however you must realize that they may have fucked up and given you the wrong person’s information, or perhaps the criminal used someone else’s identity. And maybe, just maybe, he was making what he thought to be a legal purchase and somehow PayPal fucked up and used your account, or he entered the credit card information incorrectly and it used your card, etc.
Or maybe he’s a dumb as shit teenager who thinks he can get away with it.
So let’s just take away his rights, throw him in jail, and fuck him up the ass for life. Rather than finding out whether he did it because of legitimate ignorance, and perhaps his life could be salvaged, naw fuck it. Fuck him right? He stole the wrong guy’s money, so now he gets hit back three times as hard.
Seriously, take a chill pill, and hope to God *you *don’t ever need the protections afforded criminals.
You know what might get the attention of both the police departments and the financial institutions? The media.
Local news loves to beat up this type of story. The possibility of two types of indifferent institutions–financial and governmental–will have them champing at the bit.
::starts rummaging for login information, cursing self for having this blindspot::
It’s a federal program that is a subset of the equalization program – we Ontario bastards are each given the credit card information of three Albertans. The only problem is that that there are so many of us, that each Albertan ends up with several Ontarians using each card.
l KNEW IT!
Should have had someone kick him in the dick.
I have never had a Paypal account and now I won’t.
I’m really glad I’m not MacTech’s neighbor with a dog who likes to shit in his lawn.
Been there, done that. To say it sucks is an understatement. Good luck getting it all straightened out.
As long as you are careful not to use the credit card payment option, they’ll never know. I went 5 years or longer with a bank account that no longer existed, and they didn’t figure it out until I screwed up and didn’t select it when I paid something else. I even added and took away various cards.
Just make sure you change from the default payment option every time, and they won’t know the account is fake until someone tries to use it. Of course, that’s if you ever actually use it again, anyways.
Can you actually prevent them from hitting your checking account?
In the case of the OP: I don’t know if the OP has any ability whatsoever to press charges, as he’s not out a dime. The credit card company which took the hit, and/or Paypal, are the true “victims” here. I’m actually quite surprised they gave you as much info as they did.
Our one time of being cc fraud victims, I only found out info about the perpetrator through sheer dumb luck. In a conversation with someone at the doctor’s office billing department (major university hospital near here), I mentioned I’d paid X service through a credit card (when he was trying to tell me I’d written a check). I rambled on “and I know I did - I have the statement right here because I’m in the middle of disputing a charge at Nordstrom”.
The guy said “wait - what? where?? when???”. Then he told me that someone from their office had been ARRESTED the week before… for taking patient credit card info, phoning in orders to stores such as Nordstrom, and picking the item up at the store.
So he forwarded my info on to the police department that was investigating the woman, I spoke briefly with someone, and that was the last I heard of it. The credit card company took the matter up with Nordstrom, who had to eat the charge because they didn’t have my signature on file, and my account was credited.
Yep!
In fact we have my Paypal account linked to my personal checking account, which at present has a much larger balance than usual - 30 dollars - for this very reason. A thief couldn’t get a whole lot of money.
I do have an overdraft line of credit, but even that would limit the thief to 500 bucks. I don’t choose to trust Paypal to handle a fraud investigation in a timely-enough manner or with the correct result, and I don’t want to open up our main accounts to that kind of exposure.
OP, serious question:
Are you an idiot?
Damn, I sold an item for about $800 a few weeks ago and I just now realized that Paypal doesn’t automatically transfer the money into my bank account. I have to log in to Paypal and do it myself. This will probably cost me a few bucks because my bank has a minimum balance you have to have for free checking, otherwise there’s a monthly fee.
Anything to sit on that money and collect interest. Oh, and they say it takes 3-4 days to transfer the funds.