email sent to company who previously handled title work for our old refinance:
*We refinanced our home in 2001 with no problems - however when we
tried to refinance in 2003, we ran into a problem - a lien with
Washington Mutual was not settled.
We’d never had a loan with WaMu, so this was odd - but eventually your
company did whatever was necessary to get things cleared enough to let
us refinance.
Now, in 2005, we are trying to sell our home (closing is in two weeks
- assuming this doesn’t cause the loss of sale of the home). WaMu
still seems to have a lien on the property (I’m still trying to get
the details you requested).
The lien seems to stem from mortgages and refinancings issued to
[other person’s names deleted]:
Result row 3 7 4 of 8 rows.
Instrument Num: 3 000000000 4
Doc Type: (M) Mortgage
Record Date: 11/26/2002 10:55:30 AM
Book Type: (O) Official Records
Book / Page: 555555 / 5555
of Pages: 19
Consideration $120,000.00
Mortgagor / Borrower [other person]
[other person #2]
Mortgagee / Lender MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC
WASHINGTON MUTUAL BANK
If you look at page 3, you see that lot 00 is on there, (our lot)
instead of lot 000 (their lot).
Although the mortgage was settled soon after, the lien remained on our property:
Result row 3 7 4 of 8 rows.
Instrument Num: 3 000000000000 4
Result row 3 8 4 of 8 rows.
Instrument Num: 3 000000000000 4
Doc Type: (SM) Satisfaction of Mortgage
Record Date: 12/17/2002 10:51:06 AM
Book Type: (O) Official Records
Book / Page: 55555 / 55555
of Pages: 1
Previous Related Docs 66666666 - 4444/555
Mortgagee MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC
HOMESIDE LENDING INC
Mortgagor [other person]
[other person #2]
It even looks like it was your [deleted] office that handled it.
Please let me know what further information you need. I can be reached
during the day at 444-444-4444, or via cell at 444-999-9999. Any
assistance you can render us in showing that WaMu should have already
cleared this up, or can get this cleared quickly to prevent the loss
of sale of our home would be appreciated.*
My old title company who should have got this cleared, is the one I sent this to - they are working with buyer’s title company to track this down (I hope).
Grr.
Have access to a kick ass title company lawyer $500 an hour but very high mucky muck around here - hopefully we won’t need him much.