Tried to buy credits for IMVU online game for a young relative through paypal, they said they knew this site was legit.:smack:<me=idiot Should have googled!
Yup total scam, all over the damn internet going back to 2012, they jerk you around in chat and even asked me for the login and password to my account WTF?
AND here is the crazy part people who have filed paypal disputes all say paypal ruled against them citing they do not do charge backs for digital goods. I’m still doing it but so I can collect money for a digital good, never deliver shit and paypal won’t rule in your favor?
Sequence of events is pay for credits and enter game username info with promise they come instantly. They don’t, go to live chat and play jerk me around for a couple days still with no credits.
PayPal was probably losing money hand-over-fist from scammers. There was nothing they could do to stop it - people were still falling for scams. So they finally said “You’re on your own, people. If you fall for a scam, your money is gone, not ours.”
Digital goods are not covered by Purchase Protection, but if you use a credit card to fund the purchase your credit card will let you do a chargeback.
Any time I use my PayPal debit card or PayPal account for an ineligible purchase under the Purchase Protection section of the User Agreement, I make sure I am using a credit card as my funding source and not my checking account or cash in my PayPal account just in case I have a problem.
There’s not much more they can do. There’s no effective way to verify whether a digital good was delivered, and Paypal really doesn’t want to be in the business of adjudicating disputes. So they either say there are no refunds, or they say no sales. Obviously, the latter results in a lot less money for Paypal.
And, as you note, it’s tough to pull this scam effectively for very long, since the internet provides a pretty good reputation system.