I posted this thread asking how those instant verification. What followed was misinformation, WAGs, and refusal to acknowledge that posters didn’t know what the fuck they are talking about. The first few posts:
Seriously dumbfucks. You were wrong in the first place, and then after I told you that you were wrong, you continued insisting on being wrong. Don’t answer a GQ thread if you don’t know what the fuck you are talking about.
It continues:
This post wrongly asserts that a security risk exists.
Again, continuing to assert factually incorrect information after being told how you are wrong. And it continues:
And there, it is explained again why this isn’t a security risk. And the next post:
Apparently I can entrust Scottrade to keep track of my stocks, prevent illicit employee access to my account, and track down any guilty part, but I can’t trust them to keep a god damn password and login secure?
If you don’t know what you are talking about shut the fuck up and don’t fucking post in GQ. I haven’t been this pissed about the quality of posts in GQ since that fucking monstrosity of the plane on a treadmill thread.
Wheat, chaff, etc. I probably wouldn’t let an internet message board upset me that much though. Save the outrage for the government, serial killers, fat people, customer service, and Bigfoot and/or Bigfoot apologists.
I’m glad to see this thread. Whilst you probably deserved your warning, the mods should definitely have tried to keep the thread on track, and told the people posting speculation and deliberate misinformation to shut up.
They may or may not be correct, and I don’t know and I don’t particularly care.
I do know the OP acted like an ass. Who the fuckity fuck do you think you are to demand answers to your question like that? Get over yourself already, douchebag.
It was closed because you continued to insult the thread participants after the warning was issued. Folks who were honestly trying to help you out, and you dumped all over them. For no good reason.
Just to confirm, Scottrade does allow you to validate funds from your bank by giving Scottrade your bank username and password. The posters who insisted this was a phishing scam are absolutely wrong, and I’d be quite annoyed at that level of persistent ignorance by people answering in GQ too.
For yes good reason. They were wrong. Did you miss that part? I dunno about you but there’s no reason we should be approving of people just pulling shit out of their asses and passing it off as knowledge. I’m down with the first warning (much as it pains me to admit that fuck off is not always the correct response in any given situation.) but the closing seemed unjustified to me. People couldn’t keep from being wrong, I don’t see how that’s treis’s fault. I think GQ could stand a little more mocking of the morons who don’t understand the question.
Why should we believe you simply because you repeat your rather remarkable assertion? If you post a vague claim about a practice that goes so contrary to common sense, it’s only natural that people are going to be incredulous and suggest a more likely explanation for what you are observing. And yes, phishing is by many orders of magnitude more common than legitimate financial service providers asking for your credentials for that of another financial service provider. Since the latter practice apparently actually exists in spite of its obvious dumbfuckery, perhaps what you should have done is provided some evidence for it instead of merely gainsaying posters who were trying to help you.
Don’t be disingenuous. Once you failed to do us the courtesy of proving your claims yourself, I did so, posted the result of my research, and then admitted that you were right after all. I would have even apologized to you but for the fact that you told me to fuck off.
You have the wrong idea. Scottrade will allow direct transfers from your bank to your Scottrade account. You will have to verify that you are indeed the owner of the bank account. One (not required) way to validate that information quickly is to provide the correct login and password for said bank. Another way is to have Scottrade make two small deposits into the bank account, after which you log into the Scottrade account and correctly type the value of those two deposits. They’re not asking for your login info, but rather making the option available for rapid verification.
In any case, you were wrong, and frustratingly persistent in your wrongness. You did your small part to taint the purity of GQ. I wouldn’t have reacted as strongly as treis did, but there you go.
