I originally threw out the application for Kroger credit card.
They called today and I applied after I asked questions. I confirmed there’s no annual fee and no interest if paid in full every month. Otherwise it’s 17.6% APR. They offer cash back and transfers from other cards. I would NEVER transfer any balance from another card. No way, no how.
I would only use it at Kroger and always pay the balance every month.
What’s interesting is it links with the Kroger loyalty card that I already have. Earning additional fuel points at the Kroger pumps and discounts on food.
I don’t see a down side? Do you?
I only carry one credit card and one debit card. I normally buy groceries with my debit card. Now I will buy all groceries with the Kroger cc and pay the balance every month.
I buy for two households. Mine and my mom. She’s no longer physically able to shop. I earn a lot of points on my Kroger loyalty card already.
Is this a safe option and a good idea?