Basically, it is a story of a guy who is leaving a message for his boss on his voice while the guy is driving in traffic. He witnesses an accident and says what is happening, which is just the funniest thing.
Snopes isn’t sure if it is true or not, but I got a good chuckle out of it, either way.
The nature of the descriptive details make me think it’s fake. Like, he says the “…guy gets out of the car. He has a tie and a cigarette in his mouth.” Maybe if he was describing the guy to a police officer he would mention the cigarette and the tie, but not to his boss.
And it’s not just 4 old women in the car–it’s 4 stereotypical old women. One looks like Mother Goose, one is beating him with an umbrella, and another is beating him with a bible. Too many suspect details make me think it’s fake.