Springfield, Illinois (central part) here.
Miserably hot, humid, muggy, steamy, and sticky in the summer. Lots of people get sick from heat-related illnesses around here in the summer. We get daily highs in the upper 90’s with humidity in the upper 90% range.
The spring and summer months bring thunderstorms and the frequent tornado. Tornado deaths are rare but not unheard-of. Flash floods are frequent but short-lived.
The winter is five months of utter hell. Short days, icy winds, high temperatures that sometimes don’t crack zero. Ugh. We frequently get snow, which melts slightly under the sun, and then freezes when night comes, giving us a layer of ice on top of snow. Makes for fun driving.
We’re about a hundred miles from the upper reaches of the New Madrid fault. We get a documented mild earthquake (2.0 or so) about once a decade. But we’ve been made fully aware that the Big One is coming, any minute now.
Wildlife is pretty passive-aggressive around here. There’s always a deer waiting for you to wrap your car around him. There are a couple of breeds of venomous spiders and snakes indigenous to central Illinois, but I’ve never heard of a case of somebody getting sick or dying of a bite from one. I also hear that bobcats are making a comeback.