Don’t get me wrong… I am a “car guy” and would love to own a Camaro SS (assuming Civil even owns such a car, which is highly dubious, IMHO). Don’t like the depreciation hit on most Camaros, but I suspect that the SS (if treated properly) won’t depreciate that bad. I wouldn’t mind buying a 3yo Z28 and running the hell out of it, in a responsible manner. It is admittedly hypocritical, but I also have a bit of “juvenile speed freak” in me.
That doesn’t change the fact that in my experience, there are alot of pricks (read: Civil Defense) that drive Camaros. No two ways around it. Just like there are alot of yuppy scum driving BMWs, old ladies driving Caddilac Fleetwoods, and soccer moms driving minivans. If I had a V8 Camaro would I morph into the above-mentioned prick? Possibly. Or would I retain the characteristics that your father (most likely) has? I dunno. But if you drive a car that makes a strong statement (i.e. I have made a vehicular decision based on something other than what many people consider rational thinking), than I will accept the positive and negatives associated with that decision.
BTW, before anyone asks, I define rational vehicular decisions the following way:
I drive a minivan. I like my minivan. When it dies, I’ll likely replace it with another minivan. But I don’t live anywhere near Richmond, so I guess I’m not part of the problem.
Then I hope you won’t mind if I follow the same advice and ignore yours.
No problem.
I must wonder how you feel about drivers of similar vehicles, as well. And how you deal with these selfish assholes on the roadway.
I was unaware that my car resembled a phallus. Either that, or someone should see a doctor.
Cash… I wish. My parents legally own the vehicle, as it was purchased on their credit… as I’ve stated before.
I live in Virginia, just north of Richmond. Here, you are able to drive at 15 and 6 months. Add 2 years, you get 17 and 6 months… you get the idea.
Regarding insurance matters, I am covered under my parents’ policy, yes. I do not hold my own insurance, though I pay the difference noted when our bill comes every month. If the insurance folk here want to see a copy of said bill, I’ll see if that would be possible.
Scarlett, racin– perhaps you’re correct in your assessment that I drive too closely to judge sometimes. If this is indeed the case, I’ll be more than happy to back off. If I still have issues with oversized vehicles, I’ll be sure to let you know.
I never purported that the car was mine; in fact, I stated quite clearly several threads ago that my parents credit was used to buy it. I’d be laughed out of existence as a teenager trying to finance my own vehicle. As I said, I pay the difference for the insurance, “risky-get-out-of-my-way-bitch” driver or not.
No offense intended, but I don’t believe that’s any of your business. I’ll satisfy your response by saying only that I am physically incapacitated at this point, and special accomodations were made.
Here in WI it’s the same, with one crucial clarification: You can get a learner’s permit at age 15½. With a learner’s permit, you must have a licensed driver over age 21 in the vehicle. It’s not a license to drive alone. You have to be supervised. You can’t get a full license until age 16, and even then there are still restrictions on time of day, number of passengers, etc.
I see after a visit to the Virginia DMV site that the age requirements in VA are the same. So you haven’t been a fully licensed driver for more than a year and a half.
When are you going to stop fudging the truth (around here, we call it LYING)?
I live near Richmond too, dearie…so if I ever see a 17-year-old lookin’ kid winding his way around traffic near me while I’m driving my minivan, I’ll be sure to slow waaaaaaaay down and weave around the road a lot. I’d hate to disappoint your high expectations.
How adorable…MAN, I wish I could pinch your cheek.
It’s a shame you said “north of Richmond”…you talk JUST like a Godwin boy.
Who is the primary driver on the vehicle? I know a lot of people will have their parent listed as the primary driver on their vehicle and the youngest driver will be listed as the primary driver on the oldest, lowest insured vehicle (which in my case, was indeed my car).
How much does your dad pay for his part of the insurance?
Then:[list=A][li]If the answer to (2) is much bigger than the answer to (1), then [list=1]Your dad is essentially paying for your insurance to the extent of the answer to (3). Your assertion that you “pay for your own insurance” is a lie.[/li][li]You are in spirit defrauding the insurance company by having your father as the primary driver. This is contrary to the principle of uberrima fides, the overriding philosophy insurance that rests on. Strictly speaking means that the insurance company could refuse to pay out (though how they would find this out beats me).[/list=1][/li][li] If the answer to (2) is much smaller than the answer to (1) then your bold statements and implications about your car that you made earlier - to whit that it is in effect “yours”, in spirit if not in name - are false.[/list=A]I also hope your father realises the havoc you will play with his premiums, if your future accident record is even remotely in line with that of other 17 year-olds driving high-performance sports cars. And this is a statistic I fully expect you to bear out, based on your comments about “seeing through other cars’ windscreens”.[/li]
Don’t try to play games with the Dopers. We’ll catch you every time.
Uh, “20 minutes ago” (your previous post, the first time you mentioned this) does not qualify. (What does “several threads ago” mean, anyway?)
Let’s take a look at what you’ve said about “your” car, shall we?
Implying that you bought it on your own. Using their credit means they helped you, kiddo.
A direct lie. You didn’t buy this car on your own, and it’s not your own insurance, smartass.
Not your insurance. Mommy and Daddy’s insurance.
Here’s my favorite:
No on both counts. The credit used to buy the car was based on Mommy and Daddy’s income. Not yours. Go ask the folks who did the financing.
And you never said anything about paying the difference on your parents’ insurance until your most recent post. Before that you said you had your own. Big difference.
Thank you Scarlett. I was just about to read back the same quotes to him. You did it better than I could. When Loverboy rebuffed me earlier, he misunderstood. I don’t give a shit about my salary either, nor was I trying to be an ass. I just found it unlikely that he paid cash for that car based on the income he was espousing. Since he stated that his parents didn’t buy it for him, and he didn’t use credit, the only option he left available was cash, and I didn’t believe it.
Wow. This thread is has spiraled way beyond the OP. Let me just state for the record that I’m not concerned with the Civil’s driving habits, or what kind of car he drives, or who’s insurance he is on, or anything else like that.
My issue is with the OP itself. You don’t like mini-vans? Fine. I couldn’t care less.
I happen to love minivans. You probably couldn’t care less. Which is also fine. But don’t tell me I shouldn’t be driving one when you have absoloutely no idea how I use it. Actually, how I use it doesn’t even matter – I could be a single guy living in an apartment and always be the only person in my van, and I could still drive a minivan if I wanted to. As it happens, I am married with three kids. You suggest that people in my situtation should drive mid-size sedans. Fair enough. I’ll take your suggestion into consideration. Just as soon as you find me a mid-size sedan that can do the following:[ul][li]Two of my kids are still in booster seats and one is in an infant/toddler seat. Please show me a midsize sedan on the market that has a back seat large enough that I can fit three bulky child seats in it.[/li][li]This sedan must also be able to accomodate 4’ x 8’ sheets of plywood, drywall, etc. that I will often haul back from Home Depot while I am working on my basement. It would help if it could also hold 12’ or 14’ long 2 x 8s because I’m looking at expanding my deck next summer.[/li][li]It must also be able to haul more than just my kids, because I frequently need to drive my kids’ friends and teammates to their peewee soccer and tee-ball games.[/li][li]It would also be nice if it had more than one row of seats in the back so that all three of my kids didn’t need to be squished together on those five hour trips to Grandma’s house up north or that big long eleven hour drive out to Nebraska to visit my brother.[/li][li]And finally, it must do all of the above, not just some of the above, because I only want to own one vehicle.[/ul][/li]
If you can suggest anything other than a minivan, than you can come car shopping with me. Because you have obviously thought longer and harder about my driving needs than I have.
That is some serious nitpicking, almost artful. He is paying for the car out of his pocket. His parents are not making the payments on the car OR the insurance for him. They may have helped him get the car by using their credit record and their insurance policy, but he is paying for it himself.
He may not be paying as much as an emancipated 17 year-old that has no family would, but why is that bad thing?
goddamn! i thought i was being tough on the guy, and i was just foolin’ around!
you guys are brutal! picked his scrawny carcass clean! (and i must say, you all had him nailed from the start! so did i actually, having been in the credit game)
man, next time i’ll gonna say shit that will expose me for the wanker i really am (im just as bad as this guy, but twice as old!), i better just SHUT MY MOUTH! you guys will flay me mercilessly!
FUEL TO THE FIRE SECTION:
i think camaros (excluding 68-73 1/2) SUCK! plasti-crap rattle traps. (and i don’t believe the hp figure, either!)
i’m done now. i must say, i am very impressed with the progress of this thread overnite!
So when you bought the SuperSport, a penis came with it and you had it surgically attached? And now you are recovering. I got it.
And about the deal with Minivans having no power - the Honda Odyssey has 240 HP and 242 Tourque.
I think the OP has dug himself a deep enough hole already, but you’re really reaching on this one. He said he has been driving for over 2 years. Assuming he got his learners permit at age 15½, he HAS been driving for over two years (assuming he is older than 17 and nine months) – Nothing in your post refutes that. How did he fudge on this?
Here’s exactly what was said
You wanna show me where the lie is?
[sub]FTR, I drive a Mini Van (1996 Astro). I don’t give a fuck what this putz thinks about them. But if you’re going to grill him, at least do it right.[/sub]
No. He is paying the excess insurance that it takes to add himself to his father’s cover. His father may well be paying $400 per month or more for all we know (entirely possible), meaning that our young friend is paying less than 20% of the total. This is a far cry from his initial insistance that he is paying the insurance himself.
And if he lied on this, who knows what else he lied on? I’m not so sure I believe that he is paying that entire hire purchase per month himself either. More likely it is a long term loan from his parents of which is is paying some now. I have no way of verifying this but I do know that he has proved himself unreliable. And I have enough financial nous to know that the purchase of a brand new 325hp sports car requires a larger amount of money than I would expect a $10 per hour wage slave to earn without serious financial support.
The posturing is unacceptable. We do not all have rich mummy and daddy to run to to buy us (or help us to buy) the latest desirable automobile. Most of us must make do with what we can. It is the height of obnoxiousness for this teen to preach to those responsible for raising families the car choice that they should make.
mouthy - If I were asked how long I’ve been driving, I would respond “7 years and 1 month”. This is because 7 years and 1 month ago I passed my driving test. I suspect most people would respond in a similar fashion. Including all time since you very first got your learner’s permit is disingenuous at best. Don’t try it with your insurer - they won’t appreciate it.
