ok, so lets say a 22 year old in NewYork buys/leases a Yamaha R1. how much would you expect the insurance to run ?
Liability only is very cheap; anything more than that, expect to pay a bundle as a young alpha male. I’ve heard figures of up to $1000/month for the young man/sport bike combination.
Full coverage for my brand-new Yamaha R1 is like $551/year. But I started riding mini-bikes when I was six, and motorcycles when I was ten. I’ve been riding longer than you’ve been alive. Longevity counts for a lot.
Is it cheaper for cruisers? I wanted a sport bike for the longest time before I actually rode one… they’re none too comfortable for the long of leg.
I’m thinking of getting a little Jap cruiser now, Yamaha has a sweet 1100, but I’d probably go with a Honda, though.
Depends wildly on the company.
IF you can get State Farm, you are in good shape. State Farm makes no provision for type of motorcycle, only engine size.
I am 29, no accidents, no tickets, and my full coverage on a 1999 R1 was $39/month through State Farm. I also have my Jeep insured through them.
hm… would they consider my car-driving record, or only one for motorcycle ( none that is ) ?
They consider your whole driving record. If you’ve had a violation within the past three years you’ll probably pay more. There is also usually an increase based on displacement. Bikes over 700cc cost more to insure than bikes over 700cc.
thanx.