Personal Bankruptcy - Do you have to list miscellaneous minor or trivial personal property?

Factual Questions
1

I’m curious. I am NOT going through bankruptcy and am not likely to need to go through it anytime soon. Any jurisdiction can be applicable to this question. I do have some knowledge of the US’s Chapter 7,11, and 13.
Anyway, my understanding is that you have to list all of your assets and all of your liabilities. You can’t pick and choose, although it seems in the US that you often get a blanket exemption on personal property up to a few thousand, to ensure that you don’t have to walk out of the courthouse naked. I would think that things like a home, car, a bank account, a brokerage account, and small, personal items of great value (for example, jewels) would need to be specifically listed on the bankruptcy petition.

To what extent do people filing for bankruptcy need to list miscellaneous items of property on their petition? E.g. are people, in theory, required to file petitions that say things like:

Assets:
1 2008 Ford Focus, $12,000
2 pairs khakis, used, $5 ea
3 men’s dress shirts, used, $3 ea
4 disposable ballpoint pens, $0.50 ea
1 half-used bottle of shampoo, $0.60
1 family photo of me, my mom, and my sister taken in New York City in 1992, $3.50
1 paperback copy of Starship Troopers by Robert Heinlein, $1
1 hardback Bible, King James Version, $7
3 blank CDR’s, $1 ea
2 extension power cords, $2 ea

etc.?

I would assume that people wouldn’t do that. Do they? Are they allowed by law to say something like, “Miscellaneous Household Personal Property, estimated at $600”, or are they theoretically required to list it all, but given a pass due to “de minimis non curat lex” and all that?

2

States have thier own bankruptcy code also, which may let you keep more in line of the value of a car, home, etc.

That aside, individual listings as you describe are not required, usually a $$ figure is given as an “appraisal” of household values, TV, clothes, stereo, etc. When you get into big time filing to discharge big debts, a more detailed description may be in order.

3

In WA, at least, you are permitted to list “Misc items” though you normally have several buckets of miscellaneous. For example, you might have lists like these:
Wardrobe: $500
Tools: $250
Kitchen Supplies: $400

To some extent, the breakdown that is required is based on what assets you’re allowed to keep.

On the other hand, the listing also has to satisfy creditors. I suspect they could challenge an item or ask for more detail if they don’t think you’ve been honest or thorough.

4

All clothes, tools, electronics, etc. go into various categories which you estimate the value at Garage sale prices.
So you would estimate all your furniture’s worth at garage sale prices how much it would take to replace all the items.
Same for clothes, You, SO, kids. all lumped together.

5

Especially if one of the creditors is for a jewelry or electronics stores and you list almost no assetts in these areas and you owe them ‘alot’. example - listing ‘home electronics - $250’ when you just went to Best Buy and spent several thousand on a new home entertainment system.

6

Each state has its own law about what needs to be included and what doesn’t. Here’s the list for New York, which I quote in part.