I have State Farm Insurance.
When I received my first speeding ticket, I thought for sure my rates were going to go up. I especially thought so when I received my second speeding ticket two hours later.
Lessee…since then…running a stop sign, right turn in a prohibited area (cutting off a cop at the same time), various and sundry other speeding tickets…
The only time my rates have ever gone up was after making a claim.
As previous posts have noted, insurance companies can’t check the records of every driver they insure.
It’s amazing how corporations and governments use fear to control people…