My husband took the day off work. We got a babysitter. We picked the kid up early from school. We drove to centreville for the final walk through at 3pm. The closing for our new house was scheduled for 4pm. It’s been scheduled for that date for the last 3 weeks.
So at the last minute the title company decides that it isn’t ready, hasn’t done what it was supposed to with the paperwork, hasn’t gotten their shit together…
and at 5:15 (105 minutes after the time we were supposed to start) they decide that we aren’t going to settle today afterall, we’re going to move it to next Tuesday morning.
We’d already arranged for friends to come this weekend to help move. We have the professional movers scheduled for next Wednesday. Husband is going to have to take ANOTHER day off work next week.
Why couldn’t they have just DONE THEIR FREAKIN JOB??
sigh
I’d rant more heartily but I’m too emotionally exhausted.
Riiiiiiiiiight - just bear in mind that they didn’t carve some random person’s name into their arms and make an issue about how much of a victim they are… that’s good for something, huh?
It must suck ass to spend your entire life looking for reasons to cry about the injustices in your little world. You’re an adult. You’ve already bred, regardless of how good an idea THAT is. Duck and cover, buy a helmet, and by all means get OVER your fucking self.
For fuck’s sake, realize that you have some goddamn control over your own life and that no one cares enough to hurt you, brainiac. I’m sure it’s an amusing hobby, all that moaning and wailing about the abuse you’ve decided you’ve suffered. However, the real world still exists, and it demands that you get a fucking grip.
Valerieblaise, I have to say that your comments were way out of line.
Closing on a house is not a trivial matter. Failing to adhere to a previously established schedule causes major problems for everyone but the title company. I didn’t get the slightest sense that OpalCat was feeling sorry for herself. Pissed at the title company, yes.
[Bill Clinton voice]
I feel your pain.
[/Bill Clinton voice]
I, too, have been waiting for the paperwork to be done for our house for a month. Although we already live in the place (we rent it currently) we took time off work, scheduled a babysitter, and sat around waiting all day for the call to come sign the papers, all the while calling and saying “Is it done yet?”
It will come - I promise.
Dearest Valerie:
Opal is a big girl, and I am sure she does not need me fighting her battles for her like a big sister on the playground so I will just say this: You have the manners of a crack addict that just discovered her stash is empty. Buying a house is a very big deal, especially the first time so this is not an injustice in a little world.
Now I realize that the pit is not the place for hugs and kisses, but resorting to referring someone’s child as a mistake is not only out of line and incredibly rude, it is also desperate. If you have a problem with Opal that is not related, please keep it to yourself. I can assure you we don’t care. This is a topic very near to the heart of everyone that has bought a home. It is interesting to me and I fear it will be hijacked into a battle between you and the rest of the board. (I realize I am not helping here.)
Here is my advice: buy an etiquette book, and try not to post when you are coming down.
Thank you,
Michelle
Mrs. West and I just closed on our first house on Thursday. It hadn’t even occurred to me that the title co. could fuck it up. We already had a ton of stuff in the house before closing, thanks to the fact that it was empty and the sellers were cool with it. What a nightmare, but it will be over soon. Hang in there.
Same thing started to happen to me when my ex-wife and I were settleing. I told them NO, you WILL settle today, or I will sue. It took another 2 hours, but they did get it done that day. I waited. Good luck!
Firstly, congrats on finding a home. May it be repair-free for years to come.
Secondly, that title company owes you compensation for your husband’s lost wages, as well as the babysitter, the movers, ect. Also something for being an enormous pain in the ass due to incompetance. If not in a legal sense, at least in the Yeah We’re Assholes…Sorry sense. (I know she won’t see dime one if she doesn’t have a legal case, but wouldn’t it be cool if she could?)
Thirdly, VB did more than cross the line with her post: she left it past the horizon. Bad enough to bring an old grudge into a thread that has nothing to do with said grudge. Even worse is to insult her kid, and bring up the cutting incident. That took place what, two years ago? And was because of something that Opal had nothing to do with? (IIRC, her medication screwed up her brain chemestry. The doctor who prescribed it was the one at fault). Is Opal perfect? Hell no. Neither am I. But this personal attack shit that I’ve been seeing on the boards lately is getting really old.
I can’t believe they didn’t tell you they weren’t ready at least a day or two before the closing date. What a bunch of jerks!
Our closing was delayed due to paperwork requirements not being met, but at least we were told about it so our lives weren’t totally disrupted.
I think you might have legal recourse, and if they don’t step up to the plate on your revised closing date, I’d raise some holy hell.
In fact, if you want a little free advice, I suggest you call them a couple days before the revised closing date and remind them that they need to get their act together so they’ll be ready with everything when the time comes.
Valerieblaise, put a lid on it. Not because it’s Opal, but because it’s cruel. Where do you get off dredging up this other stuff at a time like this? For your information, yes, this is a genuine crisis (or don’t you think a place to live is important? Or the time? Or the money? Or the emotional investment?). If you really want to pick on Opal or anyone else, start your own damn thread and knock yourself out. Otherwise keep your poisonous thoughts to yourself and be content with sticking pins in your OpalCat voodoo doll.
It will all turn out right in the end, Opal. But it’s a bitch to go through now. Reminds of when the truck rental place said they didn’t have a truck for us after we had reserved one a week in advance on their insistence! sheesh.
We are currently in the pipeline to buy a house. It’s frustrating as hell. Nothing is more stressfull than making a hundreds of thousands of dollars decision, and then not knowing if you can close.
Keep on keeping on, and Fuck the background noise.
Glad you apologized, Valerie and that you caught the problem . . . a little late, but you do understand. Unfortunately I’m still not saved from lecturing you.
A little reminder for all of us: it’s always better to read twice and hit the reply button once.
And it’s never good behavior to just haul off and slap someone from out of left field, even if you think they truly deserve it. It just ain’t right.
Even in the Pit we have standards. Low ones sometimes, but just the same . . . let’s not do it like this.
The lesson here is that if you ever have work done on your house, repairs or improvements, have the contract include a penalty clause if the work is not done by a specifed date.
Yes! And at the end of it all, you’re several thousand bucks poorer. Of course, you have a house of your own, so there’s quite a bit of compensation, but talk about your surreal experiences!
I sat on one side of the lawyer, my wife sat on the other side. He just kept crossing the papers this way and that, I sign, she signs, I sign, she signs.
It was relatively painless, but like I said – surreal!
No shit buddy. My house purchase closed almost a month late, in my case it wasn’t the title company but the seller dragging his feet on getting needed repairs done. I had a kick ass FHA inspector who didn’t let the seller get away with anything. There was one good thing, since I had already made my down payment and closing costs on time I got back a fat check for all of the interest that I prepaid on my buydown. As far as legal recourse for anyone, if anyone fails to meet escrow you are allowed to walk out on the transaction and you can sue to reclaim any costs you already incurred (appraisals, etc). Tell your agent you will bail on the transaction AND FIND ANOTHER AGENT if the house does not close on time. They know the biz make them make it work for you. My agent kept making excuses for the selling agent, I told her if I heard one more excuse or delay I would walk. The house closed 3 days later.
The agents buying and selling have the most to gain and or lose in the deal. The last thing they want is to have gone through all the paperwork (and its a mountain) and then have it all be for nothing, in addition to losing thousands of dollars in commissions.
I highly reccommend "Home buying for dummies"gives you lots of good tips
