Ten dollar subscription plan

I have this wonderful ten dollar subscription plan as part of my work benefits. I’m paying for this thing every month so it’s not like it’s a free plan.

I’ve had it for five years, but generally the Mrs. gets a prescription filled on those rare occasions when we need on.

Today I took my benefits cared (the one that says $10 prescription,) down to the pharmacy.

“That’ll be eighty dollars.”

“Heh. Heh,” I say. “You silly ignorant fool, perhaps you have not looked closely at the card I handed you, the card that says “ten dollar subscriptions,” right on it. Had you looked at that card you would have been shocked and awed by the power it represents and you would never have callously insinuated that I need to pay eighty dollars for a prescription. Look upon my card and despair. I am an elite member of an exclusive fraternity, and my long years of premiums deducted from my paycheck have now yielded me their benefits. I do not have to pay your silly price.”

That may not be an exact quote, btw.

The pharmacist replied: "You arrogant fool. Do you think that we here at the pharmacy are confused and frightened by your silly card? Do you think that we have never seen such a thing. We have been laughing at people like you with your stupid laminated prescription cards since before you were born.

Here’s the deal chump. Your “ten dollar prescriptions” only applies to generic drugs that would not cure a hangnail. Your doctor has prescribed you real medecine, not that generic trash. Because your prescription is for real medecine your ten dollar prescription costs fifteen dollars."

Unconfronted by this logic I shot back: “There may perhaps be some truth in what you say. It is difficult for me to imagine that a “ten dollar subscription” card might actually cost fifteen dollars, but I guess I could accept that. However, even I am not fool enough to believe that a fifteen dollar prescription could cost eighty dollars. Desist from your transparent attempts to pull the wool over my eyes. Do I look like such a fool?”

“Indeed you do.” He said. “For what kind of fool does not understand that a fifteen dollar subscription only applies to prescriptions lasting 33 days or less? Your prescription lasts for 45 days. Therefore you have to pay two fifteen dollar prescriptions. Acquaint thyself with the fine print?”

“But I have recieved no fine print,” I protest.

“Oh you have the fine print. Make no mistake about that. You have it. You just refused to see it.”

"Ok. It does seem possible that there is a caveat to my ten dollar subscription plan applying only to generics, and it is conceivable to me that there could be a time limit as well to the supply of medecine that I may have requiring an additional payment to me. Nevertheless I have begun to doubt your integrity. You had me going there for a secon, but now the facade is broken and the scales are lifted from my eyes. I regard you clearly as the charlatan you are, preying upon sick people. For shame!

Even I can see that two times fifteen is thirty. Even if what you say is true I would only have to pay thirty dollars for this prescription. You however are claiming it costs eighty. Verily the jig is up!"

The pharmacist regarded me with bemused amusement and other condescending adjectives were apparant on his face as well.

“You have a fifty dollar deductible on your ten dollar prescription plan.”

“I have a what?”

“You have a ten dollar…”

"I heard you!

Let me get this straight: My ten dollar prescription plan is fifteen dollars for non-generic prescriptions, thirty dollars if they’re over 33 days…"

“But less than 67,” he interjected.

“And I have a fifty dollar deductible?”

“Yes you do. That’ll be eighty dollars.”

“I can’t beleive my ten dollar subscription plan is all a lie. How can they do this to me?”

“It’s a cruel world. Pay me now before I institute the double jeopardy bonus co-pay.”

That’s pretty rough. The only thing rougher I can imagine is if they’re $80.00 and bullet shaped.

Hahahaha! I can’t wait to use this one on my friends.

So you’ve got to pay 50 bucks before your insurance even kicks in? That’s a pisser.

I seem to be having trouble distinguishing “subscription” from “prescription.” When speaking I often have this problem with inflection, but I believe this error is due to my inflammatory infection.

If I could prevail upon a moderator, to endeavor a correction, than the readers won’t have to suffer from my proofreading neglection.

Scylla, when the hell are you going to write a book?

I’d like to prevail on a moderator to not change the subscription prescription juxtaposition.

It makes the rant funnier. For the most part the doctor uses “prescription” and Scylla uses “subscription”. This makes it seem like an actual transcription of the subscription, prescription conversation.

How much would the prescriptions have been had you not used the card?

I was afraid the thread title meant the SDMB was finally going pay! :smiley:

That’s an unanswerable question, kinda like what will this airline ticket cost?

What I mean is, did you save any money at all or is this $10 Prescription Plan a total sham?

The more I hear about other people’s plans, the more I like mine. A few weeks back, I picked up a perscription for my wife for migraine headaches. It was 9 pills and cost $119@!!! I was shocked. Thank goodness I only had to pay $5.

I think it’s time for you to find your plan and read the fine print.

My ten dollar prescription plan costs eighty bucks and you want to knw if it’s a sham?
I don’t know what it would have cost otherwise.

Poor Scylla. Would it help to know that the copay on three of the four medications I’m currently taking is higher than the price of the medications actually cost?

No, they’re not cheap, either. :frowning:

Sorry, that wasn’t meant to be a whine. It was meant to be an “amen bro, insurance companies generally suck the big warped wanker”.

It’s not a total sham. He’ll save money next time, because deductibles only have to be satisfied once per plan period. Next time, if his doctor prescribes the same dosage/period/brand, he’ll only have to pay thirty dollars. If his doctor prescribes a medicine which can be substituted with a generic then he’ll only pay twenty dollars. Basically prescription drug coverage is only useful if you use a fair number of prescription drugs. My wife and I were desperately hoping to save around 1,500 bucks this year by waiving prescription drug coverage(we didn’t use it at all last year even though we have four small children) but alas, such an option is not available. If we want health coverage through my employer(who has a very nice assortment of plans and prices, so we didn’t want to go private) then we have to take the prescription drug coverage.

Sigh,
Steven

I know it was a typo, but you might want to consider switching over to subscriptions. The annual co-pay is usually higher than $10, but you get significant savings compared with regular newsstand prices, not to mention quality periodicals delivered directly to your door. Sure, Car & Driver won’t cure your pinkeye, but antibiotics won’t tell you about the hot 2004 Jetta, so I think it comes out even in the end.

Actually, tests have shown that, in plenty of drug categories, generics do the job as well as or better than their higher-priced brand-name equivalents.

I am having a conniption regarding your description of your affliction that makes you mix up subscription and prescription in your diction. I’ll make a prediction that it is fiction, but there should be a proscription against the transcription of such a juxtaposition.

Groucho: And how much would it cost if I decided not to buy any drugs at all?

Chico: You couldn’t afford it.

Hey guys? There’s a “Princess Leia” on the phone. She said they’ve traced a rift in the space-time continuoum to this thread. She’s sending this message through time from long ago and through space from a galaxy far, far away.

NO CARRIER…