Valgard , that sucks. I’m so sorry. But - I can commiserate.
Someone hit my parked car, on my street, in front of my apartment building, WHILE I WAS STANDING NEXT TO IT GETTING ITEMS OUT OF THE BACKSEAT. Yes, that’s right.
The person was parallel parking, pulled up parallel to the curb, and was backing up to close the distance in between my (parked, stationary) car and hers. She was driving a Jeep Liberty - brand new. I think she wasn’t too used to the size, because her spare tire on the back cracked the grill and dented the hood on my Nissan Sentra riceburner. She then proceeded to get out of the car and said, “Oh, I’ll just pull up and see if it pops out.”
I was dumbfounded, and told her, “Well, I was standing right next to the car, and from the sound it made, nothing is going to ‘pop out’.”
So she pulls forward, and nothing indeed “popped out”. The exchange then went like this:
DAD (Dumb Ass Driver): “I’d prefer to handle this with cash.”
ME: “I’d prefer to handle this through your insurance.”
DAD: “Well, I can’t have another accident on my insurance.”
ME: “Well, then maybe you should learn how to drive your car.”
DAD: “Why are you being such a bitch?”
ME: “I’m not being a bitch, I’m handling this the legal, correct way. If you don’t get out your insurance information right now, I’m calling the cops.”
She then gave me her insurance info, and then I gave her mine. My insuance carrier is USAA, and she questioned whether it was “real insurance” or not. :rolleyes:
So, after a good 15 minute exchange of her telling me I was being “mean” and “a bitch”, I got all of the information I needed.
I then got in my car, called my insurance company, and then hers. I reported everything, my story wsa the same to both companies.
So I take the next day off to wait for the adjustor/estimate. Do you know that when her insurance company called me the next day, they had gotten the incident reversed and faulted me?!?!? That took another three hours to fix. I was so livid.
So, I reported her for insurance fraud - both to her carrier and mine. This person obviously lives on my street in Chicago, but their car was registered in a far southwestern suburb. I also told both companies that she tried to settle with me for cash.
Fucker. That doesn’t even begin to go into the dent and the cracked side mirror I came outside to find on my car.
Oh - and yme ? I think rant scoring has gone the way of the dinosaur. What is your damage?