Yes! I think I found a house yesterday that’s within my price range, not already sold, and within reasonable commuting distance to work! Plus, all my worries about my IT contracting job have been erased!
Life is good. Going to see the house again on Saturday, look at the disclosures, and if things go well, put it under contract and make an offer.
Good luck! Is this your first house?
If I get it, it will be. I current;y live in an apartment. Have now, for quite a while.
Good luck!
This is the part where I share unsolicited advice.
Don’t buy a house without $5K stashed away somewhere in case your PARTOFHOUSE fails.
I’m sure you already knew that, but it would suck to spontaneously need a new PARTOFHOUSE and wind up going into debt just to keep the rest of your house from blowing up, getting wet, or whatever PARTOFHOUSE prevents from happenning.
Thanks for the advice. I do have some nest-egg stashed, and in the event of major emergency, I could expect help from the parental units.
Just exactly does PARTOFHOUSE mean? If you’re saying it’s wise to have some money set aside for major repairs and such then yeah, I agree.
CandidGamera good luck on the house. It sounds like this is one you really want. For all the ups and downs and problems and chores it creates, home ownership feels really good. It’s nice to go home and be in something that is (or will be) yours.
Woohoo! Unlike the last time I put in an offer on a house, this one’s owner is actually haggling and sending counter-offers. Barring some bank snafu, I think this is gonna happen.
WOOHOO! I’m keeping my fingers crossed, even though it’s making it dang hard to type! 
Heh. Thanks. Now I just have to look forward to all the intricacies of messing with the banks to get a loan. Probably will end up paying more per month than my current rent, too. Sigh. But hey, more space.
So, what type of firearm are you using in your house-hunt? it better be something big and able to drop the house in one shot, make sure you don’t wound it, after all there’s nothing more dangerous than a wounded house
personally, i find that the .50 Browning is ideal for house-hunting…
what’s the bag limit in your state? are you using any House-attractant or House-calls?
Heh. My bag limit is one. Fortunately, they’re pretty easy to track, and sort of slow.
Well, crap. In the midst of promising negotiations, in which I and the owner were within $3500 on the price, other offers have sudden;y come in and wrecked the deal.
I was almost afraid to open this thread. We will be moving to somewhere in California in the next 6 months to a year, We won’t know where until Hubby gets called to start his job with CDF (Calif, Dept of Forestry, firefighter) It might be anywhere in the state. We’ll have to sell our house, move all our years of pack-rattery to whereever in probably, less the 2 weeks. I’ll have to stay here, pack and sell the house while he goes to there, starts his job and buys a house. I’m starting to sweat. I have to go pack something to feel better…
If possible, it’s really helpful to be both pre-qualified and pre-approved by a lender before making an offer. I went through a mortgage broker, but even a bank loan guy will sit down with you and work out some good-faith estimates for a loan ammount so that you can see all the dollans and cents, where they’re comming from and where they’re going, before you make offers on a house. This way, you’ll know what your payments are going to be for different loan amounts.
Getting pre-approved means you get all your credit checks out of the way, and have a pretty firm confirmation from your lender that you can have the money you need. It’s a good feeling to be able to focus on the house, knowing the loan stuff is ready to move when you find the right house. Also, being pre-approved may make your offer more attractive to the seller, because they can be more certain that you’re serious about the process and can move quickly. Sellers are likely to view a lower but pre-approved offer as more attractive than a higher but not approved (or only pre-qualified) offer.
Good luck. Buying my house was probably the best thing I’ve ever done.
I was pre-approved.
Cool, I wasn’t sure since you mentioned “all the intricacies of messing with the banks to get a loan”.
Well, I have a letter of pre-approval. The intricacies are things like arrange the various inspections, deciding exactly which options to take on the loan, etc.