Don’t worry about it. You benefited from a sitcom-esque misunderstanding. The proper response to unintended nudity is to enjoy it politely while not drawing undue attention to it. If the provider of said nudity is unaware, then of course you should let them know if practical, but it’s not always practical.
You probably should have let her know you were there, but did not out of embarrassment, not creepyness. I don’t think there’s anyway to avoid awkwardness after the fact, so just let it go. They were breasts of opportunity.
If it happens again, I’d go with the ‘make some noise, then go out’ plan is probably the best. She’ll know you’re there, and can react if she wants too. A topless sunbather is unlikely to care that much if someone gets an accidental view, but that doesn’t mean it worn’t creep her out if she thinks you’re trying to peep.
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I’m not sure which joke to go with here. Either the ‘Hey, howsit goinOMYGODBOOS!!" Or the ‘Tit’s a nice day, I mean, breast friends like–’ Neither is very good, really. ‘5 foot steps don’t provoke breasts of opportunity?’ Man, I’m dyin’ here.
If every porn movie I’ve ever seen is an indicator, then she totally wanted you to see her tits and if you had gone outside and struck up a conversation, you would have both been completely naked within ~30 seconds.
Depends. If I really wanted to swim, I’d go for a swim and leave it as a lesson for her that MY back yard is not necessarily private for HER. Of course, while I’m enough of an asshole to go swimming anyway, I’m enough of a gentleman to leave her alone, not look in her direction again (after the first good eyeful) and just ignore the nudity.
Now if they were having sex out there… I’d walk away the first time or two. About the third time it happened, I’d go make some popcorn, come back out and sit a discrete distance away, and if they stopped because of me… (cheerfully) “oh no, don’t stop on my account! I have popcorn!” (point to bag).
I agree with the whole “pretend it didn’t happen this time”, but make sure they know your schedule is irregular. After that, if she’s caught again, you have warned her, then she gets an “Hey, maybe I wasn’t clear but your son mowing the lawn is payment enough…”
This seems a little overboard to me. If the kids chance upon it, why not use it as an opportunity to teach the kids that naked tits shouldn’t be a big deal?