What's this Christmas movie nobody saw with this vague discription?

This movie is not even ten years old, I think I don’t think. I can’t be sure. I can’t be sure about anything I’m gonna say, here is what I remember of it.

A guy learns of a stash of money while in prison. He gets is two brothers, one who is dumb and the other who is wacky Christmas movie dumb. They somehow end up in a small town hiding the fAct that they have a broken down car full of money. The townsfolk are nice and helpful and the brothers feel a little bad about abusing their trust. Super, really bad bad guy escapes prison and comes to small town looking for them.

At the almost end of the movie there is a stupid row boat escape on an almost frozen river. It’s a comedy

I’ll put forward Trapped in Paradise as a possibility. I don’t exactly remember the ending. But Jon Lovitz, Dana Carvey and Nicolas Cage.

Is it Trapped in Paradise? I don’t think I ever saw the whole movie.

ETA: Ninja’d

As I told the person I tried to explain this movie to who thought she could figure it out, “My sources are quick and impeccable.” And she had a half an hour head start. Dopers rock!

If you want to see a really good movie with a sorta/kinda similar plot, watch A Simple Plan, with Billy Bob Thornton (drama).