Yllaria:
In my experience, most people who deliver pizzas don’t think to inform their insurance company that they’ve made this little change to their driving pattern. I have no idea whether or not an insurance company can refuse to pay for an accident that happened during undisclosed driving for pay time. But even if they come through like champs, it’s unlikely to be a fat policy. When you make minimum wage you’re most likely to have minimum insurance.
You’re fighting the hypothetical.
Let’s say a self-employed and insured commercial delivery driver was moonlighting delivering pizzas,
Or let’s say Donald Trump, having been accused during his presidential campaign of insensitivity to the working classes took a job as a pizza delivery driver to see how the other half lives.
Daniel J.H. Greenwood, Hofstra Law School.Understanding Respondeat Superior
Respondeat superior is the doctrine that states that an employer is responsible for an employee. More precisely, it states that a master is liable for torts of its servants committed in the course of their service.
Respondeat superior is NOT exculpatory and does not eliminate ordinary negligence doctrine… Similarly, the servant remains liable to the tort victim for his or her own torts. Moreover, under standard agency law, the master usually is entitled to indemnification from the servant for any damages the master suffers from the servant’s tort - that is, if the master pays damages under respondeat superior, it is entitled to sue the servant for repayment.
Respondeat superior relieves the tort victim of the need to prove that the master was directly negligent: it suffices to prove that the servant was negligent.
Alley_Dweller:
You’re fighting the hypothetical.
Let’s say a self-employed and insured commercial delivery driver was moonlighting delivering pizzas,
Or let’s say Donald Trump, having been accused during his presidential campaign of insensitivity to the working classes took a job as a pizza delivery driver to see how the other half lives.
Never let it be said I fought the hypothetical. Especially since there’s no chance that anyone would be omitted, as standard practice. Carry on.
(Can you imagine a reality show with a camera following Donald Trump delivering pizzas?)