You fucking rich little TWERP. (Kinda weak rant)

This rant is not directed at anyone who earned money through hard work and a desire to get ahead. Oh, no…

This rant is directed at a friend of mine, who has proven himself to be a complete and utter fucking TWIT in under an hour tonight. This friend of mine lives 800 miles away, thankfully, or else I would’ve probably driven over and smacked him across the face a few times tonight.

So anyway, the conversation began when I was explaining to him about how I was applying for various loans to pay off the remaining $2200 in tuition I owe. He made some off the wall comment about “only $2200?” Indeed, only $2200. So I had to explain to him that my income right now is pretty much devoted to my car payment/insurance, credit cards, and cell phone bills. And living expenses. Right. He asks how much I owe on my car, and I tell him – $12,000 is the balance.

His next comment is “$12,000? The stuff I wear, on a daily basis, is about $12,000.”

Right, so, I stop what I’m doing at the moment and follow this interesting new lead. See, my friend is rather wealthy-- scratch that, extremely wealthy-- but I never paid much attention to it. He kept his money matters to himself, and I never really asked, though I knew that he was rather loaded. So I asked him how he could justify wearing $12,000 worth of clothing.

“My parents buy it for me.” Fair enough, I guess. My friend is a college kid, like me, though he’s a couple years ahead. So his parents buy him $12,000 outfits. I shrug it off and say something along the lines of “I could never wear something that cost $12,000, even as a gift.” He asks why. So I explain that, being an impoverished college kid, and seeing most of my friends in the same situation, $12,000 for an outfit is such a waste. He says he agrees, and that his parents pretty much just force it upon him. I didn’t ask further.

BUT. Then he says “yeah, it’s such a waste, why do clothes have to cost so much?”

…asdfsghdfgjsg!!! THEY DON’T, FUCKER. This is when it started going downhill. I told him they DIDN’T, and that my entire wardrobe alone probably doesn’t equal 1/10 of that. I may have instigated a bit by saying how disgusting it was to hear about someone spending $12,000 on an outfit (celebrities aside).

“Oh, that’s one of the cheaper ones.”

WHAT THE FUCK? I’m working my ass off trying to make ends meet, and you’re spending thousands of dollars like it’s POCKET CHANGE? Don’t give me that lousy “my parents make me!” crap. I wouldn’t wear a goddamn $12,000 suit if it was a GIFT. It’s a waste of money!

And I know he’s absolutely fucking loaded. Seriously. We’re talking multi-million dollars loaded here, in his family, at least. And I know he’s gone and donated thousands to Childrens Hospitals before with his family, so I tried not to say much. He asked what I would do if I had money like that. I told him I’d first invest a sizable chunk for my future, and for my future family’s future. Then, I’d start handing out money to various charities I support. (Yeah yeah, we all would, but if I had the kind of money THIS guy has, I REALLY would.) Sure, I’d buy some luxury items… a nice house, car(s), etc… but nothing to the point where I’d spend $12,000 on an outfit.

AND THEN he has the nerve to tell me that I don’t know how hard it is to manage that kind of money. OBVIOUSLY you don’t either, you ass, if what you’re wearing costs more than everything I OWN. I voice dissention, but he tells me that I just don’t know how it is.

You’re right, I don’t.

So then he does what he thinks is a nice gesture and says “I’ll pay your $2200 for you if you want, no questions asked”. I DIDN’T ASK YOU TO. I KNOW you could. I WOULDN’T FEEL RIGHT taking money from you. It would make me feel VERY bad. Especially knowing that it’s chump change to you, and that if I ever did try to repay you, you would probably laugh and tell me to go buy something nice for myself. I declined. I said “thanks, but no thanks”.

THEN!!! I am told that “god, this is the last time I ever tell you about money… you snap at me, but I dont blame you, sitting there telling me that there comes a time when everyone needs to do things for themselves… lets see you live a day”.

Fucker, the hardest decision you make every day is whether you want whipped cream on your mocha. I’ve “lived a day” since I could hold a job. I worked from the age of 15 until, oh, right now, doing whatever I could to make sure I could pay for myself. I’ve worked jobs you would probably pay someone twice as much to make sure you would never have to. And I think that I’ve actually got a pretty easy life compared to some people.

So take your money, build a multi-million dollar pier, and take a walk right off the fucking end of it. Or better yet, hire someone to carry you.

Gotta love rich people with no concept of the world around them. One of my favorite people is a guy who goes to my church. I’ve never seen him in anything except jeans - and our church is fairly traditional, the only people in jeans on Sunday mornings are the teenagers, myself, and him. :smiley: You’d never know by looking at him that he’s loaded. His house is immense. I could probably park my house in his garage. But he’s the most down to earth person I’ve ever met.

If it helps, remember that every person on this Earth is living in his/her own private hell. Your friend has no money troubles, but rest assured that he has other troubles that in his mind are at least equal, if not greater, than your own. Witness the fact that he felt the need to rub his wealth in your face like that… surely he was aware, on some level, of how that would make you feel.

Some part of him thinks that he’ll feel better about himself by making you feel small… that’s just sad.

So then he does what he thinks is a nice gesture and says “I’ll pay your $2200 for you if you want, no questions asked”… I declined. I said “thanks, but no thanks”.

Are you nuts? Seriously … are you?

2200 bucks is pocket change to him, and could save you lots of misery. He’s your friend, albeit annoying, and you’d probably do the same for him if you were the rich one and he needed the money.

Why are you insisting on being a martyr?

This story kind of reminded me of my friend Howard.

His mother is a soap opera actress and his father a famous interior decorator and Howard lived alone in a gorgeous two bedroom apartment in midtown Manhattan.

Anyway, once Howard got into a playful wrestling match with my former roommate and said, “watch the pants, they’re worth more than your life”!

Of course he was kidding but I think your friend is being very generous to offer to a gift to pay off your loans. I wouldn’t accept it either, but it’s a sign that he wants to help and is a pretty good friend.

Probably because he’s got at least a shred of self-respect and doesn’t want to feel like someone’s housepet.

I generally have a hard time turning down offered money, but the way this guys ‘offer’ came out was pretty damn condecending. I’d have said no, too.

Managing money is just as hard, if not harder, when you have little of it. The wealthy have more complex finances, but they don’t have the problem of “can I afford this” coming up constantly.

And WTF does a $12,000 outfit look like anyway?

I’d say that the guy was kind of clueless in how he talked about money (but it was a decent gesture of him to offer—though I don’t blame you for refusing his offer). However, his abundance of money has nothing to do with you and is none of your business. How he spends his money, and what he spends it on, is none of your business. You can have private opinions on it, sure, but bottom line, it’s none of your concern.

Best that you don’t discuss it with him again. He doesn’t get where you’re coming from, you don’t understand where he’s coming from (hell, I don’t either) and that’s that. If he’s a decent friend otherwise, then just keep the conversation away from money from now on and forget about this incident.

Just like a $20 one, but with a different tag on the inside.

If he were a woman, I’d say it looks like a little backless number with intricate beading and a famous name on the tag.

But I can’t imagine any man paying that kind of money for (what I imagine is) a suit. Yikes!

BTW, I wouldn’t have accepted the money, either. I don’t want to feel indebted to anyone and it’s not about playing the martyr. Money and friendship do NOT go hand in hand.

I would have taken the money. The one thing I’ve learned in my life is never turn down free money. I used to pull the whole self-reliance thing and never accept charity, even when I was having some serious money problems, but finally I had to swallow my pride and ask my parents for help a couple of years back.

If I had just taken their offer when they first made it, things wouldn’t have been nearly so bad.

Granted, this isn’t the same thing as your folks offering to help out and I’m sure the offer was condescending, but getting out of a couple of thousand dollars of debt is getting out of a couple of thousand dollars of debt, y’know? It’s not like he threw the money on the floor and made you grovel.

I wouldn’t have taken the money either. It’s one thing to owe a faceless lending institution. It’s quite another to feel obligated to a friend…one you just had an argument with.

Also, he sort of threw the offer at your face as if to say, “If this will make you shut up, here!” You never asked for his help, and his offer of “help” seemed like it was based on guilt.

He was a jerk for belittling your financial situation. It goaded you into belittling his. Hopefully now the two of you will avoid money-related conversations. You live in totally different worlds, and you’re never going to understand what the other is going through.

I guess I think of obligations differently: I’m obligated to someone not to the extent it helps me, but to the extent it puts them out.

In other words, if this guy is a superrich mofo, then I might be able to satisfy my obligation to him by baking him one of my killer cheesecakes. Hell, my spending four hours in the kitchen might actually involve MORE effort than his getting $2200 together. Assuming I’m right about that, then once he got his killer cheesecake, we’d be even steven.

And hell yes I’d have taken the money. He sounds clueless to me, as if maybe he really has no idea what an emotional issue money can be for people, but he doesn’t sound particularly mean about it. I don’t blame him for deciding not to talk about money with you again: I’m not sure what he could’ve said about his own financial situation that WOULDN’T have pissed you off.

Daniel
hardly rich

That’s just how I was thinking about it too. And some offers carry no obligations at all. When I have extra stuff–food, clothes, books, etc.–I pass them along to my friends and family. If I buy a pizza for me and a temporarily broke friend to eat I’d never expect to be paid back. Relative to our positions in life I’d imagine that the $20 for the pizza puts way more of a dent in my budget than the $2200 would for this guy. I’d have taken the money, thanked him profusely, and then given him a nice gift or treat as a thank you.

Frankly, it seems like you’re just dripping with hostility towards this guy. Why are you even friends if everything about him makes you so angry and resentful?

In just about any other situation, I probably would’ve said “awesome, send me a check”. The way he presented his offer in this situation was indeed, 1) condescending, 2) more of a “I’ll give you this if you shut up” kind of thing, and 3) I feel confident that he tried to sound just a LITTLE like those 2.

I don’t think he’s a horrible person, I just think he has a horrible way of dealing with money. Had I taken him up at that time, and had he sent me the money I need, then I’m about 99% sure that at some point in the future, he would say something along the lines of “you can’t argue with me, I helped pay your way through college”. I don’t want that kind of responsibility hanging over my head, much like when people were talking about ponying up $5 for other members’ subscriptions here. And this is 440 times that amount.

Anyway, that’s why I didn’t accept the offer then. This morning, I woke up to a message he left overnight that was along the lines of “I was a jerk last night, I’m sorry, I didn’t mean to have either of us blow up over something so petty. But, being a friend in a bad situation, if you do need some help, I’ll do what I can for you.”

I’m not sure what to do about that now. Taking money from him would have the pro of getting me out of the hole I’m in right now, but I’m sure I can otherwise find an outside source to help, even if I have to pay them back a couple years from now at 3-4% interest. On the other hand, taking money from him would almost reinforce his idea that he can frivolously hand out money as if it’s candy. If he wants to do that, I can think of much better recipients than myself. Plus I’d still have the guilt about taking his money, and I’d feel… weird.

It’s not about being a martyr, it’s just that I don’t know if I would feel comfortable. In any case, I invited him up to spend a few days here, so I’ll decide then if I’d feel comfortable doing that.

But chrissakes… I know he’s not the only ‘rich person’ to ever have this attitude, and it peeves me that a lot of them have it and then never change it.

Why don’t you ask if he’ll lend you the money, instead of giving it to you?

You’re probably right. From his perspective, he was just having an honest marvel at how different y’all’s financial situations are. Being a clueless rich guy, he probably thought it was an innocent conversation, along the lines of, “You drink four cups of coffee a month? Jesus, I drink four cups of coffee before i go to work in the morning!” Something harmless to chat about, in other words.

Then you started getting really angry at him, and being clueless, he didn’t see what there was to get angry about (note that in his apology, he refers to it as “petty” – he STILL honestly doesn’t get it). Had you gotten angry about the coffee, he might’ve said, “Dude, I’ll GIVE you one of my cups of coffee from tomorrow morning if that’s what you need.” He was annoyed at your freaking out at him over something he considers petty, and was trying to show you that it was petty, that it wasn’t worth getting worked up over.

From your description, he sounds terribly clueless, but not mean.

My unsolicited advice? Call him back and apologize for yelling at him about the cost of his clothing. Tell him thanks for the offer of tuition, but money is deeply tied up in emotions for you, and you’d feel extremely obligated to him if he gave that donation to you. You’ve decided that you want to work through the debt on your own, even though it’s a real struggle for you. As for him, you’d like him to do a couple things. First, recognize that money IS a struggle for you, and try not to make comments about it that come across as belittling (like his thoughtless suit comment did). Second, if he wanted to give that $2200 to some poor schmuck who really can’t afford school, ideally as an anonymous donation, that’d be cool.

I’m guessing that he really wasn’t trying to disrespect you; at the same time, of course you felt slighted by his off-the-cuff comment about how much his clothes cost. If you can get him to recognize why that bothered you, that might be ideal. The flip side of that is no more telling him that his suits are a waste of money.

Daniel

I guess I just don’t understand why you begrudge him his wealth. I mean, I guess you’ll say you don’t, but you sound like you do. It’s almost like you’re just now hearing about rich people wearing expensive clothes. They also drive cars that cost what some people’s houses cost, and they live in houses that cost as much as some national budgets. The fact that he offered you $2,200 to help you out tells me that he cares a lot about you.

By the same token, your life-style would be the envy of whole populations. If they found out that you wear more in a day than they earn in a year, how would you feel if they suddenly pegged you as some evil vermin? Then, when you offer to help out, they fly off the handle and go tell the whole village that you’re a rich little twerp? Or is it somehow different when we substitute you for him?

Uh, caphis, if your friend is wearing $12,000 suits, he CAN hand out a few thousand bucks as if it’s candy, because it IS to him. It means about as much to him as a dime means to you. It’s just pocket change, nothing more. Are you being frivolous when you toss some spare change to a street person?

If you don’t want to take the money because you’re afraid he’ll hold it against you later, or because it makes you feel weird, that’s fine. But before you berate your friend for his attitude about money, remember that to most of the world’s population your own attitude is no different. I’ll bet a quarter doesn’t mean much to you - but to the large percentage of the world’s population who live on a few hundred dollars a year, 25 cents is a LOT of money.

“Rich” is a matter of perspective.

It sounds as if your friend is honestly ignorant about the value of money, the price of ordinary goods and the difficulty of earning an honest buck. This is your opportunity to educate him in an open, good-natured way.

From your description, it appears that he thinks everybody walks around in $12,000 clothing and cannot conceive why that seems hideously expensive to the rest of us. Try laying out your budget to him. Explain how much you earn an hour, how much rent, food, insurance, utilities et al cost. Explain that you have no other source of income. If done correctly it might genuinely enlighten him.