Dear Friend ,
Thank you for your response.
However,I want to inform you that I have received your mail and the content is well understood and noted perfectly.
So, thank you for giving me your time and please be patient and read my email I am a staff of Standard Chartered Bank attached in Private Banking services as the chief auditor in Hong Kong affiliated, I am contacting you concerning a customer who placed an investment under our banks management 4 years ago I contacted you independently of our investigation and none is informed of this communication of his next of kin and would like to intimate you with certain facts that I believe would be of interest to you.
The subject matter;ref:SSCB/SCB/bank/77 came to our bank to engage in business discussion with our Private Banking Service Department.He informed us that he had a financial portfolio of 21.35 million United States Dollars, which he wished to have us turn over on his behalf,but We met on numerous occasions prior to any investments being placed. I encouraged him to consider various growth funds with prime ratings.The favoured route in my advice to customers is to start by assessing data on 600 traditional stocks and bond managers and alternative investments.
Based on my advice, we spun the money around various opportunities and made attractive margins for our first month of operation, the accrued profit and interest stood at this point at over 24.10 million United States Dollars, this margin was not the full potential of the fund but he desired low risk guaranteed returns on investments.He asked that the money be liquidated because he needed to make an urgent investment requiring cash payments in Europe and Asia for security reasons,he directed that I liquidate the funds and had it deposited with afirm online,and I informed him that our bank would have to make special arrangements to have this done and in order not to circumvent due process, the bank would have to make a 9.5 % deduction from the funds to cater for banking and statutory charges.
He complained about the charges but later came around when I explained to him the complexities of the task he was asking of us, and then the cash movement across borders has become especially strict since the incidents of 9/11. I undertook all the processes and made sure I followed his precise instructions to the letter and had the funds deposited in our security consultancy custody, this department is a pecialistrivate that accepts deposits from high net worth individuals and blue chip corporations that handle valuable products or undertake transactions that need immediate access to cash.
This small and highly private organisation is familiar especially to the highly placed and well-connected organisations. In line with instructions, the money was deposited.He told me he wanted the money there in anticipation of his arrival from Norway later that week,and this was the last communication we had.
We commenced on outward and inward investigation an the general auditor in this institution and found out in regards of the inactivity of his a particular portfolio unclaimed since he dead was announced. This was an astounding position as far as I was concerned,given the fact that I managed the private banking sector I was the only one who knew about the deposit,and I could not understand why he had not come forward to claim his deposit till his was confirmed by the investigation directory,and I made futile efforts to locate him I immediately passed the task of locating him to the internal investigation in France several times in this department of our bank to be assured of his death.Four days later, information started to trickle in, that he was apparently dead and I now immediately launched an investigation persaonally as the chief general auditor to reviwe this file 93AC300/W493TC in my custody and I want to reassure you that you don’t have to be be worry about this issue at hand.
I want you also to come forward to claim his estate. If you are familiar with private banking affairs, those who patronize our services usually prefer anonymity, but also some levels of detachmentfrom conventional processes.In his bio-data form, he listed no next of kin. In the field of private banking,opening an account with us means no one will know outfits existence, accounts are rarely held under a name;depositors use numbers and codes to make the accounts anonymous.
This bank also gives the choice to depositors of having their mail sent to them or held at the bank itself, ensuring that there are no traces of the account and as I said, rarely do they nominate next of kin. Private banking clients apart from not nominating next of kin also usually in most cases leave wills in our care, in this case; he died in testate.
What I wish to relate to you will smack of unethical practise but I want you to understand something. It is only an outsider to the banking world who finds the internal politics of the banking world aberrational.The world of private banking especially is fraught with huge rewards for those who occupy certain offices and oversee certain portfolios.
You should have begun by now to put together the general direction of what I propose.There is US$ 21,350,000.00 deposited, I alone have the deposit details and they will release the deposit to no one unless I instruct them to do so. I alone know of the existence of this deposit for as far as the finance, the transaction with our deceased customer concluded when I sent the funds to the firm as he instructed, all outstanding interactions in relation to the file are just customer services, the history or nature of the deposit, because I was very considering the outcome as the chief order release officer have a good roll to play to enable me transfer the total to your account that you will set up in any affiliated,and they are simply awaiting instructions to release the deposit to any party that comes forward, and this is the situation, I need your assistance as the beneficiary.
This bank has spent great amounts of money trying to track this man’s family; they have investigated for months and have found no family.The investigation has come to an end and I have planned to transfer the funds with your name after the attorney that I will consult perfected the papers work as you the fully beneficiary of the funds.
My proposal details;
I am prepared to place you in a position to release the deposit to you as the closest surviving relation. Upon receipt of the deposit, I am prepared to share the money with you.That is, I will simply nominate you as the next of kin and release the total deposit to you.
Note: I will share with you 65/35 because I will take care of all the documentation of the papers work in my Bank and other vital procedures by the attorney, while you will only be responsible to set up an offshore account in one of our affiliated Bank in the overseas. I would have gone ahead to ask the funds be released to me, but that would have drawn a straight line to my Bank and my involvement in claiming the deposit, that made me to seek your assistant.
But on the other hand, you as a foreigner and also with all the necessary legal and official documentations from me and the presiding attorney and also with the authority vested upon me by the original depositor, you would easily pass as the beneficiary with the rights to claim. I assure you that I could have the deposit released to you in a few days as the authorised staff. I will simply inform our bank of the final closing of the file relating to the customer after the funds have be transferred into the offshore an account that you will open.
With these two things: all is done. The alternative would be for us to have this funds transfer to another bank with you as account holder. This way there will be no need for you to think of receiving the money from our Bank into your personal account base on the securities purposes and We can fine-tune this based on our interactions. I am aware of the consequences of this proposal. I ask that if you find no interest in this project that you should discard this mail.
I ask that you do not be vindictive or destructive.If my offer is of no appeal to you, delete this message and forget I ever contacted you. Do not destroy my career because you do not approve of my proposal. You may not know this but people like myself who have made tidy sums out of comparable situations run the whole private banking sector. I am not a criminal and what I do; I do not find against good conscience, this may be hard for you to understand, but the dynamics of my industry dictates that I make this move. Such opportunities only come once in a lifetime.
I cannot let this chance pass me by I hope you understand because for once I found myself in total control and face to face with my destiny. These chances won’t pass me by.I ask that you do not destroy my chance,if you will not work with me let me know and let me move on with my life but do not destroy me. I am a widow woman with 2 kids and this is an opportunity to provide them with new opportunities and there is a reward for this project and it is a task well worth undertaking. I have evaluated the risks and the only risk I have here is from you refusing to work with me and alerting my bank.I am the only one who knows of this situation, good fortune has blessed you with a name that has planted you into the centre of relevance in my life. Let’s share the blessing on this precentage.
Anyway, please observe this instruction religiously. Please note again,I am a widow with two kids. I send you this mail not without a measure of fear as to what the consequences might be, but I know within me that nothing ventured is nothing gained and that success and riches never come easy or on a platter of gold.
This is the one truth I have learned from my private banking clients. Do not betray my confidence. If we can be of one accord, we should plan a meeting,soon .
I await your response and have a nice weekend.
Sincerely,
Wan Yonghong.
