First world problems I know, but…
On vacation last month our RV shredded a rear tire on the highway. Since the last axle is about 40 feet behind me, I didn’t feel or hear anything and only noticed the bits of rubber flying around in the mirror. By the time I got stopped the flailing tire had done considerable damage to the fender and surrounding sheet metal.
Calling around various RV repair shops taught me that RV repair is a very organized ripoff. A $300-$400 charge *just for the estimate *was typical. And after that it would be two months in their lot just to get to it. Exchanging email pics, I got ballpark guesses in the thousands of dollars and was told it definitely would take an insurance claim (which they had staff to take care of, natch).
I refused to believe this bent sheet metal problem required such an expensive response and began calling around smaller shops, especially those dedicated to auto restoration. So the good news. I got it fixed yesterday, good as new. For 250 bucks.