surgical masks can now be purchased again, I think, although the prices are higher than they used to be. I don’t want to be marked as spam, so I won’t include links, but both “all heart” (a medical stuff supply company) and 1000 bulbs (a lightbulb company that must be leveraging their Chinese contacts) have advertised masks to me recently, and both are companies that I’ve bought other stuff from in the past and they delivered what they promised. That is, I think they are real companies selling what they claim to sell. I looked up “all heart” because I bought some face masks from them several years ago, but there are a lot of similar companies, and I bet several of them will sell you masks.
Using a new surgical mask every day might be more expensive that cloth masks from etsy, but they are very comfortable, come with a moldable nose bridge, and probably give you more protection than cloth (especially if you don’t add a filter to the cloth mask.) It’s probably worth pricing them out.
Also, you can make any mask fit snugly by cutting a band out of an old nylon stocking and fitting the whole thing around your head, over the mask.
Finally, do insert a filter – for you. They say that almost any material other than what the mask is made of will help, because the two different materials generate a static charge (like socks in the drier) and that helps attract particles. The N95 masks (and the hepa filters in HVAC systems and vacuum cleaner bags) are designed to hold a charge, too.