This article states that the average yearly car insurance in New Jersey is $1,982. Of course many factors contribute to individual rates. Type of coverage, cost of the vehicle, home location, driving record, etc. But this article cites a study that seems big enough to give a good picture of prices in the state. My bill is about $1,200 a year for a 2012 Subaru, clean driving record, no teens at home and I live in a rural/suburban area.
So what are you paying?
$1200/year from USAA, with my wife as the primary driver of a 2006 Mazda3. We both have clean driving records.
I actually did some shopping around recently. Several insurers quoted $1800+ for comparable coverage. IIRC Geico offered $1100 for not-quite-comparable coverage, but that minor savings would be more than offset by increased renters insurance if I switched auto insurance. Plus, I’m more than happy to pay a little extra to get USAA’s level of service.
$1100 for a 2013 Ford Fusion, no kids, forty-something married couple in the western suburbs of Chicago. One at-fault fender-bender several years ago with this company (and no premium increase), otherwise a clean driving record.
$888/year for a 2012 Chevy Colorado.
I’m the only driver, AA county Md.
When I move to Washington county it will be slightly more than half that.
Close to $2100 in Brooklyn, New York. One driver, late model very plain car, clean record. From what I understand Brooklyn has the one of the highest rates in the entire country.
$660/yr on a 2006 Chevrolet Impala. Full coverage, clean driving record, suburb of Kansas City. I’ve never found covrage cheaper than Geico.
A little under $500/year. Clean record, paired with home insurance, low yearly mileage. I’m with State Farm. My dad’s is even lower!
About $1200/year, suburban Maryland. I flip-flop between GEICO and Progressive every 6 months.
Rural Virginia, about $450 a year for a 2008 Mazadspeed 3 with full coverage. My 1995 F-150 is only about $250 a year. Great credit, perfect driving record, longtime customer. All those help I’m sure.
500/year.
My wife pays abut $900 a year for minimum legal liability, no negative points, in a rural county in Michigan. Which I believe is the highest in the USA for a non-urban location, owing to Michigan being the only state that has not yet discovered the idiocy of the “your fault” insurance law. Here in Texas, the same coverage would be about $350.
I have a friend in Quebec who pays, I think, about $90.
CI$437 (US$546.25) for US$12.5 million in third party liability only in Cayman Islands. Clean driving record but I don’t think that matters here.
Ours is about $500 a year for my husband and me, a 2003 Caravan with full coverage and a 1988 Samurai with liability. We had AARP last year but Geico was cheaper this time around.
Single male, mid-30s, no accidents in 14 years, no tickets in 8 years, hybrid in the Chicago suburbs: $750 a year.
Single, 52, clean driving record in Tucson. 1996 Ford Contour. About $420 a year with liability and medical coverage, no collision. With Geico. Which only costs 45% of what I was paying to Farmers for less coverage. I had $50,000 of coverage with Farmers. I have $60,000 worth from Geico. I called my Farmers agent to see if he could match my Geico quote and he couldn’t. I said, “It was nice doing business with you.”
St. Mary’s county, MD - 2 retirees, 2012 Sonata, 2009 Chevy pickup, 2005 Harley Fat Boy - under $1K per year for full coverage on all 3.
Considering you didn’t consider the biggest factor for premium rates for collision coverage: deductible amounts, the results of your straw poll are really meaningless. If you have a low deductible, your premium will be significantly higher.
$1268/year, with $200 property damage, $100 collision, and $100 comprehensive deductibles.
I’m a 42-year-old female with a clean driving record. I drive a high-performance sports car, and I live in Northern Virginia (just outside of Washington, DC).
$1720 per year
Comprehensive Coverage on a 2008 Toyota RAV4 and a 2009 Toyota Highlander.
Sacramento Ca
Around $1900/yr for a 2012 Mazda3 and a 2000 Honda CRV (USAA). Wife is primary on the Mazda, and college-age daughter is primary on the Honda. We get a discount while daughter is away at school for most of the year, since the car stays here.
This summer, our son turns 16 and will likely get his license. I anticipate a non-trivial premium increase at that time.