This probably deserves its own thread but I don’t want to elaborate with details so I’ll keep it vague here, but fuck the bureaucracy of the DMV and insurance companies which result in them supporting abusers. I’m taking gender out of this story, but we know this would disproportionately affect women in most cultures.
People I know, Sam and Pat, are separated and heading to divorce. Sam has skipped town and ghosted Pat, what little communication there is is going through lawyers. They haven’t seen each other or spoken directly in a year. Doesn’t matter the reasons for all this (it’s a complicated story), but here’s the situation that’s particularly aggravating me right now as I just got to hear Pat tell it.
The car was registered in Sam’s name. Pat paid for it, paid insurance, was the listed primary driver etc, but back when it was purchased, this is just what they did. Pat uses the car for work. Insurance needs to be renewed but the insurance company won’t let Pat renew/take out insurance because Sam is the registered owner and they are insisting on having Sam’s signature. Sam is MIA, ignoring multiple requests through several channels to sign the car over through the past several MONTHS.
By Sam’s complete fucking inaction, the insurance has expired and the car can’t be driven. Pat is borrowing a parent’s car, but the parent has had to postpone medical appointments as a result and it’s difficult to get errands done, etc. Public transit isn’t really viable due to Pat’s business location and hours.
So, in sum, a manipulative and abusive spouse (they are still legally wed, there’s no documentation of separation or divorce) can choose to do ABSOLUTELY NOTHING AT ALL and therefore prevent someone from having access to the car that was purchased together, essentially threatening their livelihood, health, etc. And the insurance company and DMV see nothing wrong with this. Resolving this in court can take months or years. Pat has resources, but so many people in much more restricted financial situations don’t.
This is one of many reasons why people stay or return to abusive situations; Pat cannot be free to live their life because Sam has undue control by simply ignoring them. Fortunately there are no kids involved, but I’m appalled by the bureaucracy and position the government and insurance agency are taking.
The mortgage is up for renewal too. Will Pat lose their home because Sam won’t cooperate and the banks won’t recognize the danger this puts Pat into of being homeless. Pat can pay; Pat is being prevented from paying by this bureaucracy.