So I realized this week that my monthly bills are greater than my income, leaving me with no $ for food, gas, emergencies, etc.
Plus I’m going to have to stop working and go on disability pretty soon, which will further reduce my income.
I’ve currently been prioritizing rent, car insurance, and credit card bills, making sure those get paid and juggling internet, phone, electric, and gas - all are behind but nothing’s getting shut off (yet).
I don’t know what to do next. I’m considering going to a nonprofit credit counseling org, but I have no idea how to pick one or what to ask/expect.
I would love advice on possible paths or ideas - I’ve tried to whittle down my expenses as much as possible but there still just isn’t enough money to go around.