This may be better suited for GQ, I don’t know, but I’ll trust whoever to put it wherever.
I’ve got a friend, we’ll call him Rick. Rick’s a year older than I am, almost, but we’ve known each other for basically our entire adult lives. Rick is a mess.
See, he came from a horrible early childhood, ended up being a kind of de facto head of household for his aging grandparents in high school, suffers from depression, anxiety, and has self-diagnosed as having Asperger’s syndrome. His birth mother has been schizophrenic and institutionalized for years.
Rick also seems to have the worst luck of anyone I’ve ever seen, just stumbling from catastrophe to catastrophe - by the time he recovers from one, the next one’s ready to smack him in the face. If the guy played Russian Roulette, he’d manage to shoot himself twice.
Rick’s problems have become my problems for many years now, due to our friendship - I’ve provided money, storage space for stuff, time and effort helping him get places or move stuff. But I’m at my goddamn limit.
See, I can’t blame him for his bad luck. But I do perceive that he has a tendency (perhaps justified by his anxiety) to just sort of… latch on to whatever solutions seem easiest for the problem at hand, rather than finding the most effective ones. And once a crisis is over, he doesn’t start preparing for the next one - he relaxes, loosens whatever spending restrictions he’s made, and just sort of drifts along until he smacks face-first into the next disaster. I mean, he’s not a big spender - if I thought he was wasting a bunch of money, I’d have no problem letting him twist in the wind.
Rick has a good bit of personal debt, as you can imagine, and the maintenance of that debt is one of the things keeping him down. I suggested bankruptcy. He pursued it partway, talked to a lawyer, and then when he found out he could squeak by on his unemployment benefits at the time, he just abandoned the process.
His current disaster streak is automotive. His old vehicle was wiped out in an accident, totaled. He started living off the payment from that (jobless at the time) but I (and several others) pointed out that if he let the payment get too used up, he’d never afford another vehicle, so he got himself a crappy used car and that worked okay for about a year. He even survived getting dropped by his insurer (Rick has been in more accidents than I can count - never his fault, but he has horrible reflexes and I imagine most drivers would have been able to avoid many of the incidents) - but a more serious problem cropped up. Just as he was settling into a new job, the engine block blew out on his vehicle.
His employer gave him a personal loan to get that replaced, a couple thousand bucks. He uses the bus system to get around while it’s being fixed, working short hours with his employer’s permission, at a reduced paycheck. The day he gets it back from the repair shop, he discover’s there’s a hole in the radiator. He gets a few hundred bucks from “an unexpected source” (that’s all he told me, and I’ve learned to stop asking) and gets that fixed, and gets warned by his boss that he may not be retained after his trial period without reliable transportation.
Then yesterday, the starter failed, prompting him to call me at the last minute to get him from work to home, whereupon he’ll start using the bus until he can get it fixed.
And I’m done. I know it’s not his goddamn fault, but I cannot be responsible for someone else’s life without having the authority to fix the problems that crop up, and I cannot criticize him without provoking a frustrated, defensive response. I can offer advice, but usually it doesn’t get used, like the bankruptcy.
I think the problem is that, despite having taken care of his grandparents, he has never learned basic life skills. The psychological issues don’t help, but they’re not enough to get him on disability or anything like that. He knows how to budget, in theory, but that’s not enough.
(Hell, I took a ride with him a couple of weeks ago to buy him a tank of gas, and his windshield was dangerously filthy. I pointed it out, and he said he couldn’t take care of it till he got home - no money. I had to inform him that there’s a free window-cleaning squeegee stand at basically every gas station in the country.)
(In his previous vehicle, he drove around for a time with two broken side mirrors until I suggested his insurance carrier might pay for that, since it was done by vandalism and they were necessary safety equipment and all.)
So, are there any resources that take care of people like him? The area is northern West Virginia, if that helps. I don’t want him to end up starving on the street, but I also don’t want him to end up dead by my hand if I finally snap.