I’ve traditionally had short term disability through my employer, but I’m switching employers. Although my new employers provides long term disability, they do not provide short term. After my brush last year with having emergency major surgery, I’d rather not be out of a paycheck for six to eight weeks, hence the need for short term disability.
Has anyone purchased a policy by themselves (ie not through their employer)? I’ve got a call into Allstate (my carrier for my house and car), and I’ve tried to contact a couple of other companies, but have reached voicemails. I’d like to know about how much one should cost and other restrictions. All their websites are mum and aren’t providing any solid information.
What gives?
Also, any to avoid?