We have a joint credit account and a joint bank account, so it doesn’t really matter. We use our debit card for everything and very rarely have cash on hand. He generally deals with paying though, most often because I either would have to dig out my wallet from the bottom of my purse or I left it at home because I knew he had his wallet.
That said, I have my own account for my business income/taxes and I’ve been trying to convince him to open his own bank account, too, so we can each get a periodic allowance of mad money or funds for holiday presents, etc. We can easily transfer between accounts on our credit union’s website. He’s against it because he thinks it would be too much hassle. :smack:
Our current system involves ridiculous conversations like this: “Hey, you can’t view the online statement for the next few weeks.”
“Oh, why, did you buy my birthday present?”
“No, I just don’t want you to know about that thousand I blew in Vegas last weekend.”
“Let’s see…could it be one of those books I pointed out…or that great knife I saw…maybe that nice big set of pastels…”
“NO! No guessing allowed! You can read my face too well!”