I have been watching scams by fone and internet for over 25 years. Recently, I have been subject to an increase in credit card problems and I wonder if the scammers have become more sophisticated.
In the last 2 years, I have had to cancel 3 credit cards and get new ones from the same supplier. In all cases, the CC company emailed me, saying there was suspicious activity on my account and for me to verify one or more transactions.
In each case, I called the number on the back of the actual CC, checked the transaction(s) they described, verified that I had not made it, and they cancelled and reissued the physical card. Not a major hassle, as I have several cards and can use another while one is being reissued.
But I wonder why this is happening so frequently. I never use any physical card for a merchant or bank, only for online transactions, mostly with Amazon. I use Paypal for as many as I can because it’s most convenient. So losing the physical card or having someone steal or scan it isn’t likely.
Either the data is being stolen thru internet means or it is being generated by random algorithms that just happened on my number. What other possibilities are there?
Secondly, I have been receiving an uptick in the number of scam phone calls, mostly from India (the accent and other giveaways). I got 3 calls on Thanksgiving and 2 the day after. Yet I can’t be on the sucker list, as I have never given anyone access to my computer or given any money by any means, ever.
Is this a trend of the times?