I don’t know the lyrics, but it’s a current (or recently current) song by a female singer and the first verse is about a late night call from a friend. Sorry for the vagueness.
“Breathe (2 AM)” by Anna Nalick?
Thank God I didn’t take the time to quote lyrics! Whew!
Dang it! The question sits there for over an hour with no answer, and jayjay beats me to it by a minute! 
Just for that, I’m changing my answer to “Rio” by Duran Duran.
That’s it! Thanks.