Help Identifying Movie: mother suicide, coverup

I’m either going senile, or the Intertubes are conspiring against me. I cannot find the name of this movie, despite hours of searching.

The synopsis of the plot: an elderly woman commits suicide by handgun after laying in bed with her favorite, very valuable locket/necklace. The jewelry had been given to her years ago by her late husband, but later in the movie was revealed to be near-worthless. Daughter #1, upon finding her, makes things appear to be a murder to avoid embarrassment. Suspicion falls on an older black man that had been with the family for years. Daughter #1 also is very domineering and controlling over daughter #2. It’s a comedy, of course.

I believe daughter #3 was played by Parker Posey; a mechanic that recently returned to town and reconnected with her ex-beau, a local cop.

I was pretty confident that indeed it was Parker Posey, but a search of her filmography doesn’t turn up a movie that sounds similar.

The film is somewhat-recent; let’s say roughly 1995-2005.

I’m really going nuts trying to find the name of this film. Either I can’t search worth squat, or I’m conflating two films together.

Sounds like “Cookie’s Fortune”

A hole in one, caused two…that’s it (substitute my Parker Posey for Liv Tyler).

I’m glad you stuck around for six months to make your first post. You have my appreciation…I really was going nuts.