With no payoff.
That’s the worst!
The next time that person asks you for money, just sing them this:
"Yip yip yip yip yip yip yip yip
Sha na na na, sha na na na na
Sha na na na, sha na na na na
Sha na na na, sha na na na na
Sha na na na, sha na na na na
Yip yip yip yip yip yip yip yip
Mum mum mum mum mum mum
Get a job, sha na na na, sha na na na na
Ev’ry morning about this time
She get me out of my bed
A-crying, get a job
After breakfast ev’ry nay
She throws the want ads right my way
And never fails to say
Get a job, sha na na na, sha na na na na
(Songwriters: Earl Beal / Raymond)
Edited to remove full song lyrics. - Loach
This was my first thought.
Chaz Palminteri explains the concept nicely in A Bronx Tale.
Heh, lesson learned. Beware of attractive women needing gifts my friend.
As said above, never ‘lend’ to a friend. Assume any loan is a gift and never give out your credit card number. You’re 29. I know that Millennials have extended adolescences, but 29 is old enough to know better, regardless of the whiteness of your friend’s smile, length of her eyelashes and/or breast size.
Secondly, if 60 bucks is putting a hurt on you at 29, it’s time to do some life evaluation. You need to figure out how to get some savings. I have my 20 year old daughter putting 25 bucks a pay into a savings account. You can start with whatever you’re comfortable with, but should probably increase it as your wages increase. Even if you’re working min wage, at least save 10 bucks a pay. That’s 240 dollars a year. It’s not much, but it’s something. If you don’t touch it, it’ll add up.
Thirdly, in the future, you need to pull the trigger on romantic relationships faster. If you are beguiled by her good looks or charming demeanor or the way she pronounces Arkansas or whatever, then ask her out. Fish or cut bait my friend. If she says no, then you know where you stand and then she becomes a friend just like any other and if you wouldn’t loan your guy friend 20 bucks, then you don’t loan her 20 bucks. You certainly never loan someone money on the hope that they’ll change their mind and go out with you. There’s a word for that type of person and it’s not ‘future spouse.’
Fourthly, she’s not a good friend and you need to come to that conclusion right this second. Does that mean you cut her off? I guess that depends on your personality. Some people enjoy being used, it makes them feel needed and if that’s you, then whatever, but you need to have your eyes open that you’re just a wallet to her. You might like the way she smiles at you and touches your arm or her sense of humor and maybe that’s all you want out of your relationship, but always remember what it is and never lose sight of that. People keep dogs as pets for the same basic reasons, but never forget that if you die tomorrow, your dog will be eating your corpse within a week and you never leave your dog home alone with a steak on the counter.
60 bucks is a bit of a drag but at least was to someone you know. There was a thread a while back where a Doper lent his car to some girl that he’d just met through some hook up site, I think for some three way action with his girlfriend. Of course, she took off with it.
That is just called an unexpected prostitution. I rather have that happen to me then get held at gun point.
60 dollars! That’s at least two blow jobs on the open market. Take a class in economics.
She probably used your money to go out with her real boyfriend. Sorry.
I wasn’t going to say it…
The rest of that post is full of grandpa gold. That last bit, about dogs, I’m going to polish that one up and maybe set social traps for my kids so I can use it before I’m too senile to recall it. 
No, that was me and my gf. The “other girl” was in fact not a new acquaintance but someone I had known from years back. That being said, it was my gf who lent her the car without my knowledge (to “go get cigarettes”). Ultimately, however we got the car back without any damage or loss. Perculiarly, the car was found clean, waxed, with a full tank of gas…and abandoned. 'Preciate cha, car thief. For everything. 
At least she stole the car after the sex.
Let me guess. You live in a medical-marijuana-is-a-thing state.
How do you know that I was talking about you? I’m sure plenty of Dopers got their cars stolen after a three way.
And while I’m glad it worked out for you, ‘sex up front’ is apparently not industry standard.
As per the Registration Agreement please don’t post the full lyrics to songs.
The $60 didn’t overdraft the OP; how do you take it that he’s almost broke? All that was stated was that there was more than $60 in checking, not how much more, nor how much was in the (possibly interest-bearing) savings acct that is tied to the card as overdraft protection, which would be a reason to not keep much in checking.
I was basing it on “Told his family, got depressed and laid down for 7 hours” over 60 bucks and also that he found the need to mention that it didn’t overdraw him. I’m not saying that 60 dollars is nothing, but at 29, it should be a pretty nominal amount and it should be taken as a given that an extra 60 dollar expense isn’t going to overdraw your account. Also, a 20 dollar ‘loan’ at 29 is not the sign of a strong bank balance. Such a nominal amount should be a pittance and not be a ‘loan’ to any close friend. Of course, it’s possible that he’s just dramatic.
He’s the one who pointed out that the $60 wasn’t enough to cause an overdraft. I assume he brought that up because his account is low enough that it could have been an issue if a little more had been taken out. If his account is low enough that he would be concerned about it, then there’s not enough of a buffer for his own needs.
The original story was that they talked for 1.5 hours before he agreed to lend her $5-10. If it took that much discussion for that amount of money, I’m guessing it would be a relatively significant amount to him.
I took it that he relented after 1½ hours (mistake #1), then when he looked at his balance he realized he was hoodwinked (mistake #2). Even though I could afford $60, I’d be upset if I realized I was scammed, too.
I can afford to spend $20 without giving it a moment’s thought but that’s me deciding how to spend my own money–I would be pissed if someone scammed me out of it.
I don’t think anyone should be criticizing the OP’s sense of loss based on the amount.
I can blow $100 without flinching, but I’d still be pissed if I was scammed out of $10. I’d guess that $20 or so would be around the point where my family might mock me for losing it to a pretty but deceptive girl - though the act of handing her my card would probably be enough to get me disowned, regardless of the amount taken. (Even if the amount was $0!)
I had a similar experience - two beautiful girls in skimpy underwear approached and proceeded to rub themselves all over me.
They took $50 from me.
Of course I was in Spearmint Rhino, Las Vegas!