Looks like an electrical accident.
Fortunately all–he, his wife and 5-year-old daughter–are OK. They’re lucky; they were out of the house at the time.
He has insurance up the yin-yang, but also a young family. He’s always been a bit of a wanderer, fairly distant from the rest of the family, and it’s taken some time for him to settle down. I saw them all over Christmas, and everything seemed to finally have settled, after a few moves and job changes. And now this.
But they’re all optimistic, hard-working people, and I’m sure they’ll pull through. It’s just such a shame to lose a place you’ve invested so much in. They were building a life at that spot.
I’ve never been there, but it meant a lot to him.